655 Woodchuck Dr, Coldwater, MI 49036 Property Records

Branch County property record for 655 Woodchuck Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,451 sqft · built 2017
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$24,000 (Sep 2016)
Tax Bill	$5,194 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit May 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`070-W50-000-025-00`

Property Details

APN / Parcel Number

Primary APN	`070-W50-000-025-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,451 sqft Building Perimeter
1st Floor Area	1,616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	18,295 sqft (0.42 acres)
Garage Area	1,131 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	655 WOODCHUCK DR
City	COLDWATER
State	MI
Zip	49036-8330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 25 WOODCHUCK POINTE SEC 5 T6S R6W
Legal Range	06W
Legal Township	06S
Legal Section	05
Legal Subdivision	THE PRESERVE AT WOODCHUCK POINTE
Legal Lot Number	25
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	3
Census Block	3018
Census Tract	950100

Owner

655 Woodchuck Dr is owned and occupied by an individual who acquired it in December 2016.

Source: Branch County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	655 WOODCHUCK DR, COLDWATER, MI 49036-8330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Line of Credit HONOR CU
May 29, 2018	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Feb 4, 2021	Deed of Trust, Mortgage · Line of Credit HONOR CU
Jan 3, 2017	Intrafamily Transfer, Transfer · Construction Mortgage CONSUMERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2016 · Amount on File
Deed Sale	Sep 28, 2016 · Amount on File
Deed Document Number	20165969
Last Transfer Date	Dec 20, 2016
Transfer Doc	0201700031
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	655 WOODCHUCK DR, COLDWATER, MI 49036-8330
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 WOODCHUCK PT, COLDWATER, MI 49036-8330

Mortgage

Document Number	0202205328
Date	Aug 2, 2022
Instrument	2022-05328

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jul 12, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	655 WOODCHUCK DR, COLDWATER, MI 49036-8330
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201803610
Date	May 29, 2018
Instrument	2018-03610

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	204 Months
Due	May 22, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	655 WOODCHUCK DR, COLDWATER, MI 49036-8330
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202100257
Date	Jan 12, 2021
Instrument	2021-00257

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	655 WOODCHUCK DR, COLDWATER, MI 49036-8330
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202100890
Date	Feb 4, 2021
Instrument	2021-00890

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 12, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Jan 3, 2017
Property Address	655 WOODCHUCK DR, COLDWATER, MI 49036-8330
Document Number	0201700031
Instrument Date	Dec 20, 2016
Instrument	2017-00031
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	644 WOODCHUCK DR, 644, COLDWATER, MI 49036-8330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	772 LAKESHORE PT, COLDWATER, MI 49036-8838

Mortgage

Document Number	0201700032
Date	Jan 3, 2017
Instrument	2017-00032

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 655 Woodchuck Dr was $5,194, up 23.9% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Coldwater Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,500 (+10.19%)	$623,000 (+10.19%)
2025	$5,194.00 (+23.93%)	$282,700	$565,400
2024	$4,191.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 Woodchuck Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2008–2021)
Most Recent Claim	Jul 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Woodchuck Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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