655 Windy Hl, Hamilton, OH 45013 Property Records

Butler County property record for 655 Windy Hl, Hamilton, OH 45013

Property Summary

Property Type	Landominium
Details	3 bd · 3 ba · 1,884 sqft · built 1989
Lot Size	0.11 acres (4,826 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jul 2023)
Tax Bill	$3,193 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P6412-157.000-093`

Property Details

APN / Parcel Number

Primary APN	`P6412-157.000-093`
Alternative APNs	`0001600` `425839` `429382`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,884 sqft Living Area
Gross Area	1,214 sqft
1st Floor Area	607 sqft
Basement Area	150 sqft
Finished Basement	150 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Colonial
Exterior Material	Combination
Lot Area	4,826 sqft (0.11 acres)
Lot Dimensions	88 ft deep x 55.1 ft wide
Terrain	Rolling
Garage Type	Basement
Garage Area	336 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	153 sqft
Patio Area	145 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0001600
Old Parcel Number	P6412157.000093
Street Address	655 WINDY HL
City	HAMILTON
State	OH
Zip	45013-3666
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Landominium
Legal Description	28870 ENT
Legal Subdivision	WEST OAKS RESIDENCES
Legal Lot Number	28592
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1019
Census Tract	1300

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	655 WINDY HL, HAMILTON, OH 45013-3666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023 · Amount on File
Deed Sale	Jul 21, 2023 · Amount on File
Deed Document Number	0000022482
Deed Book / Page	9994 / 820
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Jul 21, 2023
Property Address	655 WINDY HL, HAMILTON, OH 45013-3666
Document Number	0000022482
Book / Page	9994 / 820
Instrument Date	Jul 8, 2023
Instrument	2023-00022482
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	RED LETTER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	655 WINDY HL, HAMILTON, OH 45013-3666

Mortgage

Document Number	0009994822
Date	Jul 21, 2023
Instrument	9994/822

Lender

Name	AURGROUP FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,193.00 (+15.69%)	$74,880 (-) Land $10,780 Building $64,100	$213,920 (-) Land $30,790 Building $183,130
2023	$2,760.00 (+0.33%) Homeowner's exemption	$74,880 (+18.28%) Land $10,780 Building $64,100	$213,920 (+18.27%) Land $30,790 Building $183,130
2022	$2,751.00 Homeowner's exemption	$63,310 Land $10,780 Building $52,530
2020			$180,880 Land $30,790 Building $150,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20