655 Windemar Dr, Ashland, OR 97520 Property Records

Jackson County property record for 655 Windemar Dr, Ashland, OR 97520

Property Summary

Property Type	Commercial
Details	2 bd · 3 ba · 3,392 sqft · built 1974
Lot Size	14.7 acres (642,074 sqft)
Owner	Individual Name on Record
Last Sale	$1,295,500 (Apr 2023)
Tax Bill	$7,865 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`391E250000414`

Property Details

APN / Parcel Number

Primary APN	`391E250000414`
Alternative APNs	`391E25414` `10639835`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,392 sqft Gross Area
1st Floor Area	1,408 sqft
Basement Area	1,408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1982
Exterior Material	Concrete
Roof Material	Metal
Lot Area	642,074 sqft
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Porch Area	418 sqft
Deck Area	252 sqft
Patio Area	252 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	655 WINDEMAR DR
City	ASHLAND
State	OR
Zip	97520-9094
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	RR-00
Legal Range	01E
Legal Township	39S
Legal Section	25
Legal Block	3
Jurisdiction	JACKSON OR
Township / Civil Division	SOUTHWEST JACKSON
Census Block Group	3
Census Block	3012
Census Tract	2500

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	655 WINDEMAR DR, ASHLAND, OR 97520-9094
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 28, 2023	Warranty Deed, Transfer · Commercial Mortgage THOMAS STEWART & LAUN JEAN TRUST
Jul 20, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Prior Sale	Jul 20, 2021 · Amount on Record
Deed Document Number	20238087
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	655 WINDEMAR DR, ASHLAND, OR 97520-9094
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 WINDEMAR DR, ASHLAND, OR 97520-9094

Mortgage

Document Number	0000028088
Date	Dec 29, 2025
Instrument	2025-028088

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Apr 28, 2023
Property Address	655 WINDEMAR DR, ASHLAND, OR 97520-9094
Document Number	0000008087
Instrument Date	Apr 25, 2023
Instrument	2023-008087
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 ASHIAND ST BOX 211 #C # 211, 211#C, ASHLAND, OR 97520-3777
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008088
Date	Apr 28, 2023
Instrument	2023-008088

Lender

Name	THOMAS STEWART & LAUN JEAN TRUST
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	25 Months
Due	May 1, 2025

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Jul 20, 2021
Property Address	655 WINDEMAR DR, ASHLAND, OR 97520-9094
Document Number	0000031696
Instrument Date	Jul 19, 2021
Instrument	2021-031696
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY OF OR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	655 WINDEMAR DR, ASHLAND, OR 97520-9094

Mortgage

Document Number	0000031697
Date	Jul 20, 2021
Instrument	2021-031697

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$579,030 (+3%)	$853,070 (-3.89%) Land $445,610 Building $407,460
2025	$7,865.00 (+14.85%)	$562,170 (+20.26%) Land $253,880 Building $308,290	$887,580 (+1.51%) Land $479,160 Building $408,420
2024	$6,848.00 (+3.29%)	$467,465 (+3%) Land $230,825 Building $236,640	$874,350 (-4.17%) Land $488,170 Building $386,180
2023	$6,630.00 (+3.55%)	$453,850 (+3%) Land $224,110 Building $229,740	$912,350 (-2.66%) Land $548,030 Building $364,320
2022	$6,403.00	$440,637 Land $217,587 Building $223,050	$937,290 Land $573,180 Building $364,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1996–2005)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2005 · 2 claims Severe Winter Storms, Land And Mudslides, Flooding, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 77% of Oregon
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rogue Broadband Fixed Wireless	200 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Spectrum.

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