655 Wilson St, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 655 Wilson St, Kannapolis, NC 28083

Property Summary

Property Type	Multi-Family Dwellings
Details	1,376 sqft · built 1938
Lot Size	0.131 acres (5,706 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Oct 2021)
Tax Bill	$718 (2023)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5613 97 6151`

Property Details

APN / Parcel Number

Primary APN	`5613 97 6151`
Alternative APNs	`04036 0072.200000` `139532` `150481`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	1,376 sqft Total Area
1st Floor Area	1,160 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2005
Architectural Style	Multi-Family
Exterior Material	Siding
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,706 sqft (0.131 acres)
Lot Dimensions	125 ft deep x 41 ft wide
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	150481
Street Address	655 WILSON ST
City	KANNAPOLIS
State	NC
Zip	28083-7506
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R8
Legal Description	LT 4 NEW EAST VILLAGE
Legal Subdivision	JAMESTOWN
Legal Lot Number	4
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	2
Census Block	2038
Census Tract	40800

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4536 SUNPRINCE DR, HARRISBURG, NC 28075-5647
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 11, 2020	Deed of Trust, Mortgage PLAZA HM MTG
Aug 13, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Deed Book / Page	15588 / 199
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 20, 2021
Property Address	655 WILSON ST, KANNAPOLIS, NC 28083-7506
Document Number	0015588199
Book / Page	15588 / 199
Map Reference	MB 82 PG 2
Instrument Date	Oct 20, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1110, INDIAN TRAIL, NC 28079-1110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13167 PLAZA ROAD EXT # RXT, RXT, CHARLOTTE, NC 28215-7743

Mortgage

Document Number	0015588201
Date	Oct 20, 2021
Instrument	15588/201

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	655 WILSON ST, KANNAPOLIS, NC 28083-7506
Document Number	14410176
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	655-657 WILSON ST KANNAPOLIS NC 280837506, KANNAPOLIS, NC 28083-7506

Mortgage

Document Number	14410176
Date	Aug 13, 2020
Book Page	014410/000176
Instrument	26578

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	4655 SALISBURY RD # 250, JACKSONVILLE, FL 32256-0657

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 13, 2020
Property Address	655 WILSON ST, KANNAPOLIS, NC 28083-7506
Document Number	0001441075
Book / Page	14410 / 75
Map Reference	MB 82 PG 2
Instrument Date	Aug 11, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1110, INDIAN TRAIL, NC 28079-1110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1110, INDIAN TRAIL, NC 28079-1110

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,540 (+284.4%) Land $40,000 Building $161,540
2024			$201,540 (+284.4%) Land $40,000 Building $161,540
2023	$718.00	$52,430 Land $26,000 Building $26,430	$52,430 Land $26,000 Building $26,430

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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