Haywood County property record for 655 Wilson Cove Rd, Canton, NC 28716
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 832 sqft · built 1985 |
| Lot Size | 1.19 acres (51,836 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,500 (May 1984) |
| Tax Bill | $2,305 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8669-40-1704 |
| Primary APN | 8669-40-1704 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 832 sqft Heated Area |
| Gross Area | 1,664 sqft |
| 1st Floor Area | 832 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 51,836 sqft (1.19 acres) |
| Garage Area | 480 sqft |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Account Number | 42112 |
|---|---|
| Street Address | 657 WILSON COVE RD |
| City | CANTON |
| State | NC |
| Zip | 28716-7020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 655 WILSON COVE RD |
| Legal Subdivision | KEITH PLEMMONS SURV |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | BEAVERDAM |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 920202 |
655 Wilson Cove Rd is owned by an individual who bought it in May 1984.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 655 WILSON COVE RD, CANTON, NC 28716-7020 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CHAMPION CU |
| Apr 30, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 1984 · Amount on File |
| Deed Sale | May 1, 1984 · Amount on File |
| Deed Book / Page | 350 / 602 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 657 WILSON COVE RD, CANTON, NC 28716-7020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0010610634 |
|---|---|
| Date | Apr 22, 2022 |
| Book Page | 1061/634 |
| Instrument | 2022004426 |
| Name | CHAMPION CU |
|---|---|
| Type | Credit Union |
| Address | CANTON, NC 28716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 657 WILSON COVE RD, CANTON, NC 28716-7020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 655 WILSON COVE RD, CANTON, NC 28716-7020 |
| Document Number | 0011271499 |
|---|---|
| Date | Apr 30, 2025 |
| Book Page | 1127/1499 |
| Instrument | 2025003408 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2055 |
The 2025 property tax bill for 655 Wilson Cove Rd was $2,305.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $320,500 (-) Land $31,400 Building $289,100 | ||
| 2025 | $2,305.00 | $320,500 Land $31,400 Building $289,100 | $320,500 Land $31,400 Building $289,100 |
| 2023 | $320,500 Land $31,400 Building $289,100 | $320,500 Land $31,400 Building $289,100 | |
| 2021 | $320,500 Land $31,400 Building $289,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 655 Wilson Cove Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2021–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 655 Wilson Cove Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 86% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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