655 William Cunningham Ave, #11, Sonoma, CA 95476 Property Records

Sonoma County property record for 655 William Cunningham Ave, #11, Sonoma, CA 95476

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,641 sqft · built 1998
Lot Size	0.459 acres (20,007 sqft)
Owner	Trust Name on File
Last Sale	$1,515,000 (Aug 2011)
Tax Bill	$23,155 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`127-700-025-000`

Property Details

APN / Parcel Number

Primary APN	`127-700-025-000`
Alternative APN	`127-700-025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,641 sqft Living Area
1st Floor Area	2,641 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	20,007 sqft (0.459 acres)
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	127-700-025
Street Address	655 WILLIAM CUNNINGHAM AVE, 11
City	SONOMA
State	CA
Zip	95476-7270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	94 FM PT 127-291-010 & 11 ARMSTRONG ESTS LOT 25
Legal Subdivision	ARMSTRONG EST
Legal Block	3
Legal Lot Number	25
Jurisdiction	SONOMA CA
Township / Civil Division	SONOMA
Census Block Group	3
Census Block	3008
Census Tract	150204

Owner

655 William Cunningham Ave, #11 is owner-occupied and held in a trust since August 2011.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Trust Name on File
Mailing Address	655 WILLIAM CUNNINGHAM AVE, SONOMA, CA 95476-7270
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GOLDMAN SACHS BANK USA
May 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 20, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2011 · Amount on File
Deed Sale	Aug 25, 2011 · Amount on File
Prior Sale	Jan 12, 1998 · Amount on File
Deed Document Number	201172341
Prior Transfer Date	Nov 4, 2010
Prior Transfer Doc	0000098178
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	655 WILLIAM CUNNINGHAM AVE # 11, 11, SONOMA, CA 95476-7270
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 WILLIAM CUNNINGHAM AVE, SONOMA, CA 95476-7270

Mortgage

Document Number	0000042757
Date	Sep 14, 2023
Instrument	2023042757

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2053

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Apr 15, 2021
Property Address	655 WILLIAM CUNNINGHAM AVE # 11, 11, SONOMA, CA 95476-7270
Document Number	0000046717
Map Reference	MB 511 PG 7-13
Instrument Date	Mar 17, 2021
Instrument	2021046717
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	NATIONAL TITLE COMPANY (H, NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	655 WILLIAM CUNNINGHAM AVE, SONOMA, CA 95476-7270

Mortgage

Document Number	0000046718
Date	Apr 15, 2021
Instrument	2021046718

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.7%
Type Change Date	May 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.7%
Index	Other
Margin	3
Max Rate	7.7%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	May 6, 2019
Property Address	655 WILLIAM CUNNINGHAM AVE # 11, 11, SONOMA, CA 95476-7270
Document Number	0000029989
Instrument Date	Apr 23, 2019
Instrument	29989
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	655 WILLIAM CUNNINGHAM AVE SONOMA CA 954767270, SONOMA, CA 95476-7270

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	655 WILLIAM CUNNINGHAM AVE # 11, 11, SONOMA, CA 95476-7270
Document Number	0000084061
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	655 WILLIAM CUNNINGHAM AVE #11 SONOMA CA 954767270, 11, SONOMA, CA 95476-7270

Mortgage

Document Number	0000084061
Date	Oct 31, 2017
Instrument	84061

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 655 William Cunningham Ave, #11 was $23,155 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Sonoma City
Unified School District	Sonoma Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,940,973 (+2%) Land $743,077 Building $1,197,896
2025	$23,155.00 Homeowner's exemption	$1,902,915 Land $728,507 Building $1,174,408
2023	$22,034.00 (+1.39%) Homeowner's exemption	$1,829,024 Land $700,219 Building $1,128,805
2022	$21,732.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 655 William Cunningham Ave, #11 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 William Cunningham Ave, #11 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SONOMA serves 10,619 people · EPA ID CA4910012
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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