Shelby County property record for 655 Watson St, Memphis, TN 38111
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 2,196 sqft · built 1975 |
| Lot Size | 0.161 acres (7,020 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $134,000 (Nov 2007) |
| Tax Bill | $2,404 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-6054-0-0030 |
| Primary APN | 04-6054-0-0030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,196 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,020 sqft (0.161 acres) |
| Lot Dimensions | 117 ft deep x 60 ft wide |
| Patio Area | 124 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 655 WATSON ST |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38111-7526 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-6 |
| Legal Description | WS WATSON ST 79.635 FT N OF SPOTTS- WOOD AVE |
| Legal Subdivision | HANSOM RE SUBD |
| Legal Lot Number | 1 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 7400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Normal Station Historic District listed 2005 · 1,228 contributing resources · NRIS 05000866 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 2004, VENICE, CA 90294-2004 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2007 · Amount on Record |
| Deed Sale | Nov 9, 2007 · Amount on Record |
| Prior Sale | Nov 24, 2003 · Amount on Record |
| Deed Document Number | 2007171239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 655 WATSON ST, MEMPHIS, TN 38111-7526 |
| Document Number | 0000059563 |
| Instrument Date | Jun 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 655 WATSON ST MEMPHIS TN 381117526, MEMPHIS, TN 38111-7526 |
| Document Number | 0000059563 |
|---|---|
| Date | Jun 14, 2017 |
| Instrument | 59563 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 13, 2037 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,404.00 (-10.7%) | $89,400 (+102.26%) Land $9,880 Building $79,520 | $223,500 (+102.26%) Land $24,700 Building $198,800 |
| 2023 | $44,200 Land $7,920 Building $36,280 | ||
| 2022 | $2,692.00 | ||
| 2021 | $110,500 Land $19,800 Building $90,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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