655 Water St, Frankford, MO 63441 Property Records

Pike County property record for 655 Water St, Frankford, MO 63441

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,724 sqft · built 1993
Lot Size	2.09 acres (91,476 sqft)
Owner	Individual Name on File
Tax Bill	$1,281 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-02-03-000-000-002.000`

Property Details

APN / Parcel Number

Primary APN	`05-02-03-000-000-002.000`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,724 sqft Living Area
Basement Area	1,724 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	91,476 sqft (2.09 acres)
Lot Dimensions	195 ft deep x 471 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	138 sqft
Deck Area	40 sqft
Patio Area	231 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Electric

Location & Zoning

Street Address	655 WATER ST
City	FRANKFORD
State	MO
Zip	63441-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 471 X 195
Legal Tract	471
Jurisdiction	PIKE MO
Township / Civil Division	PENO
Census Block Group	2
Census Block	2050
Census Tract	460200

Owner

655 Water St is owned and occupied by an individual who acquired it in March 2003.

Source: Pike County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	655 WATER ST, FRANKFORD, MO 63441-1024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit UNITED CREDIT UNION
Jul 8, 2022	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2003
Deed Sale	Mar 1, 2003
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE MO
Property Address	655 WATER ST, FRANKFORD, MO 63441-1024
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 WATER ST, FRANKFORD, MO 63441-1024

Mortgage

Document Number	000334/993
Date	Nov 27, 2023
Book Page	334/993

Lender

Name	UNITED CREDIT UNION
Type	Credit Union
Address	MEXICO, MO 65265

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	PIKE MO
Recording Date	Jul 8, 2022
Property Address	655 WATER ST, FRANKFORD, MO 63441-1024
Document Number	00333/6698
Book / Page	333 / 6698
Instrument Date	Jul 5, 2022
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	655 WATER ST, FRANKFORD, MO 63441-1024

Tax Assessment & Valuation

The 2025 property tax bill for 655 Water St was $1,281.

Source: Pike County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Pike County
Municipality	Frankford City
Unified School District	Bowling Green R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,281.00	$19,980 Land $2,390 Building $17,590	$105,200 Land $12,600 Building $92,600
2023	$1,047.00 (+7.49%)	$19,980 (+6.67%) Land $2,390 Building $17,590	$105,200 Land $12,600 Building $92,600
2022	$974.00	$18,730 Land $1,140 Building $17,590
2021			$98,600 Land $6,000 Building $92,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 Water St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Water St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORD PWS serves 349 people · EPA ID MO2010288
Water Source	Purchased surface water from PIKE COUNTY PWSD 1
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ralls Technologies Fiber	10,000 / 10,000

May also be available: Wisper ISP.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Water St

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