655 Wall St, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 655 Wall St, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	1,910 sqft · built 1935
Lot Size	0.116 acres (5,053 sqft)
Owner	2 Individual Names on File
Last Sale	$652,000 (Nov 2019)
Tax Bill	$13,745 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-03404-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`51-03404-0000-00017`
Alternative APN	`510340400017`

Interior

Stories	2 Stories
Building Area	1,910 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Construction Type	Frame
Lot Area	5,053 sqft (0.116 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	655 WALL ST
City	RIDGEWOOD
State	NJ
Zip	07450-3547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.116 AC
Legal Subdivision	ALBIN BLOMKVEST
Legal Block	3404
Legal Lot Number	17
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	1
Census Block	1004
Census Tract	47500

Owner

655 Wall St is owned and occupied by two individuals who bought it in November 2019.

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	655 WALL ST, RIDGEWOOD, NJ 07450-3547
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA
Nov 12, 2019	Deed, Transfer · Stand-Alone First Mortgage VALLEY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2019 · Amount on File
Deed Sale	Nov 12, 2019 · Amount on File
Prior Sale	Jul 22, 2014 · Amount on File
Deed Document Number	201976475
Deed Book / Page	3402 / 1778
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	655 WALL ST, RIDGEWOOD, NJ 07450-3547
Transaction Type	Mortgage
Record Updated	Dec 2, 2021
Title Company	INSIGHT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044391283
Date	Nov 3, 2021
Book Page	4439/1283
Instrument	2021164394

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 12, 2019
Property Address	655 WALL ST, RIDGEWOOD, NJ 07450-3547
Document Number	0034021778
Book / Page	3402 / 1778
Instrument Date	Oct 2, 2019
Instrument	19-076475
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	AMERICAN LAND TITLE AFFILIAT

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 WALL ST, RIDGEWOOD, NJ 07450-3547

Mortgage

Document Number	1907647501
Date	Nov 12, 2019
Instrument	19-076475.01

Lender

Name	VALLEY NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0034021778
Date	Nov 12, 2019
Book Page	3402/1778
Instrument	19-076475

Lender

Name	VALLEY NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 655 Wall St was $13,745, up 0.7% from the year before.

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,600 (-) Land $260,600 Building $215,000	$475,600 (-) Land $260,600 Building $215,000
2025	$13,745.00 (+0.73%)	$475,600 Land $260,600 Building $215,000	$475,600 Land $260,600 Building $215,000
2024	$13,645.00
2023		$475,600 Land $260,600 Building $215,000	$475,600 Land $260,600 Building $215,000
2022	$12,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 Wall St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Wall St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

Nearby Properties on Wall St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures