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655 W Villa Bluff Dr, Sandy, UT 84070 Property Records

Salt Lake County property record for 655 W Villa Bluff Dr, Sandy, UT 84070

Property Summary

Property TypePlanned Unit Development
Details3 bd · 2.5 ba · 1,368 sqft · built 2003
Lot Size0.01 acres (436 sqft)
OwnerTrust Name on File
Tax Bill$1,960 (2025)
Deeds & MortgagesAug 2022 Sale
Dec 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN27-12-104-059

Property Details

APN / Parcel Number

Primary APN27-12-104-059
Alternative APN
  • 27-12-104-059-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,368 sqft Living Area
Gross Area1,680 sqft
1st Floor Area564 sqft
Upper Floors Area804 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2013
Architectural StyleTownhouse
Exterior MaterialStucco
Roof MaterialAsphalt
Lot Area436 sqft (0.01 acres)
TerrainRolling
View / LotInterior
Garage TypeAttached
Garage Area240 sqft
DrivewayConcrete Driveway
PorchCovered Porch
Porch Area152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal

Location & Zoning

Street Address655 W VILLA BLUFF DR
CitySANDY
StateUT
Zip84070-2549
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code5101
Legal DescriptionUNIT 3, BLDG 43, HIDDEN CREEK PHASE 4 PUD. 8718-7542 8894-6061,6075 9179-2418 9336-8410 9595-1835 9708-9096 10420-4209 10756-1804 10898-5988
Legal Range1W
Legal Township3S
Legal Section12
Legal SubdivisionHIDDEN CREEK PHASE 4 PUD
Legal Phase4
Legal Block2
Legal Lot Number3
Legal Unit3
JurisdictionSALT LAKE UT
Township / Civil DivisionSALT LAKE CITY
Census Block Group2
Census Block2003
Census Tract112621

Owner

655 W Villa Bluff Dr, a planned unit development, is owner-occupied and held in a trust since August 2022.

Source: Salt Lake County records, as of June 3, 2026

Owner of RecordTrust Name on File
Mailing Address655 W VILLA BLUFF DR, SANDY, UT 84070-2549
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2022Warranty Deed, Transfer
SUTHERLAND TITLE COMPANY
Dec 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jul 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Feb 20, 2020Intrafamily Transfer, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Feb 27, 2019Warranty Deed, Transfer · FHA Mortgage
CITYWIDE HM LNS CORP
Jun 2, 2018Deed of Trust, Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2022
Deed SaleAug 24, 2022
Prior SaleFeb 20, 2020 · Amount on File
Deed Document Number202214004988
Deed Book / Page11366 / 8625
Prior Transfer DateApr 11, 2008
Prior Transfer Doc0010401446
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSALT LAKE UT
Recording DateAug 24, 2022
Property Address655 W VILLA BLUFF DR, SANDY, UT 84070-2549
Document Number0014004988
Book / Page11366 / 8625
Map ReferenceDOC 8487376
Instrument DateAug 23, 2022
Instrument14004988
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanySUTHERLAND TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 W VILLA BLUFF DR, SANDY, UT 84070-2549

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALT LAKE UT
Property Address655 W VILLA BLUFF DR, SANDY, UT 84070-2549
Transaction TypeMortgage
Record UpdatedNov 15, 2021
Title CompanyTRULY TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013508187
DateDec 22, 2020
Book Page11085/5883
Instrument13508187
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALT LAKE UT
Property Address655 W VILLA BLUFF DR, SANDY, UT 84070-2549
Transaction TypeMortgage
Record UpdatedNov 15, 2021
Title CompanyTRULY TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013731221
DateJul 30, 2021
Book Page11214/2471
Instrument13731221
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueAug 1, 2041

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSALT LAKE UT
Recording DateFeb 20, 2020
Property Address655 W VILLA BLUFF DR, SANDY, UT 84070-2549
Document Number0013197497
Book / Page10898 / 5988
Map ReferenceDOC 8487376
Instrument DateFeb 14, 2020
Instrument13197497
Transaction TypeTransfer
Record UpdatedNov 15, 2021
Title CompanyTRULY TITLE INC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address655 W VILLA BLUFF DR, SANDY, UT 84070-2549

Mortgage

Document Number0013197498
DateFeb 20, 2020
Instrument13197498
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSALT LAKE UT
Recording DateFeb 27, 2019
Property Address655 W VILLA BLUFF DR, SANDY, UT 84070-2549
Document Number0012941008
Book / Page010756 / 001804
Instrument DateFeb 25, 2019
Instrument12941008
Transaction TypeTransfer
Record UpdatedMar 19, 2019
Title CompanySUTHERLAND TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 W VILLA BLUFF DR #3 SANDY UT 840702549, 3, SANDY, UT 84070-2549

Mortgage

Document Number12941084
DateFeb 27, 2019
Book Page010756/002286
Instrument12941084
Lender
NameCITYWIDE HM LNS CORP
AddressSANDY, UT 84070
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 26, 2049

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSALT LAKE UT
Property Address655 W VILLA BLUFF DR, SANDY, UT 84070-2549
Document Number0012791016
Instrument DateJun 2, 2018
Transaction TypeMortgage
Record UpdatedJul 9, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address655 W VILLA BLUFF DR SANDY UT 840702549, SANDY, UT 84070-2549

Mortgage

Document Number0012791016
DateJun 14, 2018
Book Page010684/000187
Instrument12791016
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount on Record
Term360 Months
DueJun 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 655 W Villa Bluff Dr was $1,960.

Source: Salt Lake County assessment roll, as of June 3, 2026

Property Jurisdictions

TypeName
StateUtah
CountySalt Lake County
MunicipalitySandy City
Unified School DistrictCanyons School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,960.00 Homeowner's exemption$368,600 Land $54,400 Building $314,200$368,600 Land $54,400 Building $314,200
2024$1,960.00 (+6.64%)
2023$1,838.00 (-3.26%) Homeowner's exemption$186,450 Land $27,610 Building $158,840$339,000 Land $50,200 Building $288,800
2022$1,900.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 W Villa Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 8, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 W Villa Bluff Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 99.1% of Utah
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANDY CITY WATER SYSTEM
serves 99,750 people · EPA ID UTAH18028
Water SourcePurchased surface water from several systems
Last State InspectionOct 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityFluoride
resolved · Feb 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
CenturyLink
DSL · Fiber in parts of the area		140 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Google Fiber, T-Mobile, Utah Broadband, Utah Telecommunication Open Infrastructure Agency, Verizon.

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