655 W South St, Bertram, TX 78605 Property Records

Burnet County property record for 655 W South St, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 884 sqft · built 1972
Lot Size	0.276 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$106,043 (Jan 2017)
Tax Bill	$1,395 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07500-0001-00039-000`

Property Details

APN / Parcel Number

Primary APN	`07500-0001-00039-000`
Alternative APN	`37519`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	884 sqft Living Area
Gross Area	1,170 sqft
1st Floor Area	884 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Roof Type	Gable
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	655 W SOUTH ST
City	BERTRAM
State	TX
Zip	78605-4522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S7500 RUBLE ADDITION LOT 39 BLK 1
Legal Subdivision	RUBLE ADDITION
Legal Block	1
Legal Lot Number	39
Jurisdiction	BURNET TX
Township / Civil Division	BERTRAM
Census Block Group	1
Census Block	1024
Census Tract	960102

Owner

Source: Burnet County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	655 W SOUTH ST, BERTRAM, TX 78605-4522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2017 · Amount on Record
Deed Sale	Jan 25, 2017 · Amount on Record
Prior Sale	Jul 14, 2009 · Amount on Record
Deed Document Number	2017821
Prior Transfer Date	Jul 10, 2009
Prior Transfer Doc	0200906389
Record Updated	Oct 29, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURNET TX
Recording Date	Jan 25, 2017
Property Address	655 W SOUTH ST, BERTRAM, TX 78605-4522
Document Number	0201700821
Map Reference	VL1 PG14CAB1SL7-A
Instrument Date	Jan 23, 2017
Instrument	201700821
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 W SOUTH ST, BERTRAM, TX 78605-4522

Mortgage

Document Number	0201700822
Date	Jan 25, 2017
Instrument	201700822

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Burnet County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Municipality	Bertram City
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,392 (+3.56%) Land $27,600 Building $138,792	$166,392 (-4%) Land $27,600 Building $138,792
2025	$1,395.00 (-15.4%) Homeowner's exemption Senior Citizen's exemption	$160,673 (-15.22%)	$173,332 (-8.54%) Land $27,600 Building $145,732
2024	$1,649.00 (+10.01%)
2023	$1,499.00 Homeowner's exemption	$189,524 Land $27,600 Building $161,924	$189,524 Land $27,600 Building $161,924

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BERTRAM serves 3,636 people · EPA ID TX0270012
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Heritage Broadband Fixed Wireless	1,000 / 100
Rise Broadband Fixed Wireless	500 / 100
SOS Communications Fixed Wireless	100 / 20

May also be available: Western Broadband.

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