Polk County property record for 655 W Pearl St, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 896 sqft · built 1927 |
| Lot Size | 0.139 acres (6,068 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,145 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-07-399000-002013 |
| Primary APN | 25-30-07-399000-002013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| Gross Area | 1,120 sqft |
| 1st Floor Area | 896 sqft |
| Flooring | Tile |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,068 sqft (0.139 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Porch | Florida Room |
| Porch Area | 224 sqft |
| Shed | 1 Shed |
| Street Address | 655 W PEARL ST |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-5422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | OAKDALE PB 8 PG 38 BLK 2 LOT 1 W 17.07 FT LESS S 21 FT & W 5 FT OF S 21 FT OF 1 & W 5 FT OF 2 & 13 LESS W 65 FT |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 07 |
| Legal Subdivision | OAKDALE SUBDIVISION |
| Legal Tract | 399000 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 15101 |
655 W Pearl St is owned by two individuals who acquired it in September 2011.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 695 W PEARL ST, BARTOW, FL 33830-5422 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2011 |
| Deed Sale | Sep 1, 2011 |
| Prior Sale | Jun 20, 2011 · Amount on File |
| Deed Document Number | 2011149162 |
| Deed Book / Page | 8463 / 784 |
| Prior Transfer Date | Aug 17, 2011 |
| Prior Transfer Doc | 0084630784 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 655 W Pearl St was $1,145.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,067 (+1%) | $81,884 (+1.17%) Land $19,718 Building $62,166 | |
| 2025 | $1,145.00 | $55,515 | $80,937 Land $19,718 Building $61,219 |
| 2023 | $1,257.00 (+24.95%) | $67,534 (+15.09%) Land $9,101 Building $58,433 | $67,534 (+15.09%) Land $9,101 Building $58,433 |
| 2022 | $1,006.00 | $58,681 Land $7,584 Building $51,097 | $58,681 Land $7,584 Building $51,097 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 655 W Pearl St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 655 W Pearl St is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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