655 W Kemper Rd, Cincinnati, OH 45246 Property Records

Hamilton County property record for 655 W Kemper Rd, Cincinnati, OH 45246

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,462 sqft · built 1956
Lot Size	0.169 acres (7,362 sqft)
Owner	2 Company Names on Record
Last Sale	$183,000 (Dec 2023)
Tax Bill	$2,999 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`591-0004-0007-00`

Property Details

APN / Parcel Number

Primary APN	`591-0004-0007-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,462 sqft Living Area
Gross Area	2,236 sqft
1st Floor Area	962 sqft
Basement Area	962 sqft
Finished Basement	500 sqft
Unfinished Basement	462 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,362 sqft (0.169 acres)
Lot Dimensions	110 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	655 W KEMPER RD
City	CINCINNATI
State	OH
Zip	45246-2251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEMPER RD 67 X 110 LOT 237 MODEL CITY SEC 1 BLK A
Legal Subdivision	MODEL CITY
Legal Block	A
Legal Lot Number	237
Jurisdiction	HAMILTON OH
Township / Civil Division	FOREST PARK
Census Block Group	1
Census Block	1002
Census Tract	21504

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	655 W KEMPER RD, CINCINNATI, OH 45246-2251
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2023 · Amount on Record
Deed Sale	Dec 26, 2023 · Amount on Record
Prior Sale	Apr 4, 1996 · Amount on Record
Deed Document Number	202390202
Deed Book / Page	15069 / 1163
Prior Transfer Date	Dec 12, 2023
Prior Transfer Doc	0000088606
Record Updated	Sep 20, 2026

December 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 26, 2023
Property Address	655 W KEMPER RD, CINCINNATI, OH 45246-2251
Document Number	0000090202
Book / Page	15069 / 1163
Map Reference	MB 79 PG 13&14
Instrument Date	Dec 8, 2023
Instrument	2023-0090202
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 W KEMPER RD, CINCINNATI, OH 45246-2251

Mortgage

Document Number	0000090203
Date	Dec 26, 2023
Instrument	2023-0090203

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Forest Park City
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,999.00 (+2.74%)	$50,978 (-) Land $9,534 Building $41,444	$145,650 (-) Land $27,240 Building $118,410
2024	$2,919.00 (+20.67%)	$50,978 (-) Land $9,534 Building $41,444
2023	$2,419.00 (+65.46%) Homeowner's exemption	$50,978 (+82.57%) Land $9,534 Building $41,444	$145,650 (+82.56%) Land $27,240 Building $118,410
2022	$1,462.00 Homeowner's exemption	$27,923 Land $7,322 Building $20,601
2020			$79,780 Land $20,920 Building $58,860

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20