655 W Cherry St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 655 W Cherry St, Holyoke, MA 01040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,904 sqft · built 1998
Lot Size2.02 acres (87,991 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (Jul 2005)
Tax Bill$8,162 (2026)
Deeds & MortgagesJan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNHOLY M:0202 B:0000 L:27C

Property Details

APN / Parcel Number

Primary APNHOLY M:0202 B:0000 L:27C

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,904 sqft Living Area
Gross Area3,936 sqft
Basement Area784 sqft
Unfinished Basement784 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area87,991 sqft (2.02 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemGravity Furnace
Heating FuelGas

Location & Zoning

Street Address655 W CHERRY ST
CityHOLYOKE
StateMA
Zip01040-7017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number27C
JurisdictionHOLYOKE MA
Township / Civil DivisionHOLYOKE
Census Block Group2
Census Block2000
Census Tract812002

Owner

655 W Cherry St is owned and occupied by two individuals who bought it in July 2005.

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address655 W CHERRY ST, HOLYOKE, MA 01040-7017
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2005 · Amount on File
Deed SaleJul 11, 2005 · Amount on File
Prior SaleJan 15, 1999 · Amount on File
Deed Document Number2005143920
Deed Book / Page15160 / 58
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOLYOKE MA
Property Address655 W CHERRY ST, HOLYOKE, MA 01040-7017
Document Number22031-458
Book / Page022031 / 000458
Instrument DateJan 12, 2018
Transaction TypeMortgage
Record UpdatedFeb 6, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number22031-458
DateJan 18, 2018
Book Page022031/000458
Instrument3202
Lender
NameHOLYOKE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 17, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 655 W Cherry St was $8,162, up 6.8% from the year before.

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityHolyoke City
Unified School DistrictHolyoke School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,162.00 (+6.8%)$468,300 (+6.99%) Land $85,200 Building $378,400$440,034 (+0.19%)
2025$7,642.00 (+6.97%)$437,700 (+16.1%) Land $79,700 Building $358,000$439,185 (+0.65%)
2024$7,144.00 (+4.94%)$377,000 (+3.89%) Land $75,900 Building $301,100$436,335
2023$6,808.00$362,900 Land $75,900 Building $287,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 W Cherry St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 W Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Netafy
Fixed Wireless
150 / 150
T-Mobile
Fixed Wireless
100 / 20

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