655 W Bridle Ln, Post Falls, ID 83854 Property Records

Kootenai County property record for 655 W Bridle Ln, Post Falls, ID 83854

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1996
Lot Size	0.176 acres (7,710 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,589 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P63060020100`

Property Details

APN / Parcel Number

Primary APN	`P63060020100`
Alternative APN	`207272`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area

Exterior

Year Built	Built 1996
Construction Type	Frame
Foundation Type	Concrete
Lot Area	7,710 sqft (0.176 acres)
Garage Type	Attached
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	207272
Street Address	655 W BRIDLE LN
City	POST FALLS
State	ID
Zip	83854-8499
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PIONEER RIDGE 5TH ADD, LT 10 BLOCK 2 2751N05W
Legal Subdivision	PIONEER RIDGE 5TH ADD
Legal Block	2
Legal Lot Number	10
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	3
Census Block	3020
Census Tract	402

Owner

655 W Bridle Ln is owned and occupied by two individuals who acquired it in November 1996.

Source: Kootenai County records, as of December 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	655 W BRIDLE LN, POST FALLS, ID 83854-8499
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Jan 6, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 15, 2021	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Mar 20, 2019	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 1996
Deed Sale	Nov 1, 1996
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Recording Date	Jul 14, 2026
Property Address	655 W BRIDLE LN, POST FALLS, ID 83854-8499
Document Number	0003049459
Instrument Date	Jun 25, 2026
Instrument	20263049459
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 W BRIDLE LN, POST FALLS, ID 83854-8499

Mortgage

Document Number	0003049459,
Date	Jul 14, 2026
Instrument	20263049459

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2056

Interest

Rate	6.53%
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	655 W BRIDLE LN, POST FALLS, ID 83854-8499
Transaction Type	Mortgage
Record Updated	Jan 24, 2023
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 W BRIDLE LN, POST FALLS, ID 83854-8499

Mortgage

Document Number	2925707000
Date	Jan 6, 2023
Instrument	2925707000

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Dec 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	655 W BRIDLE LN, POST FALLS, ID 83854-8499
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODUCTIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 W BRIDLE LN, POST FALLS, ID 83854-8499

Mortgage

Document Number	2818935000
Date	Mar 15, 2021
Instrument	2818935000

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	655 W BRIDLE LN, POST FALLS, ID 83854-8499
Transaction Type	Mortgage
Record Updated	Apr 2, 2019
Title Company	PREMIUM TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2684649000
Date	Mar 20, 2019
Instrument	2684649000

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 655 W Bridle Ln was $1,589 with a homeowner's exemption, up 16.8% from the year before.

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Post Falls City
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,589.00 (+16.75%) Homeowner's exemption	$416,630 Land $198,000 Building $218,630	$416,630 Land $198,000 Building $218,630
2024	$1,361.00 (+9.32%)
2023	$1,245.00 (-34.2%) Homeowner's exemption	$390,283 (-8.69%) Land $165,000 Building $225,283	$390,283 (-8.69%) Land $165,000 Building $225,283
2022	$1,892.00 Homeowner's exemption	$427,442 Land $165,000 Building $262,442	$427,442 Land $165,000 Building $262,442

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 W Bridle Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 655 W Bridle Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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