655 W Albert St, Elmhurst, IL 60126 Property Records

DuPage County property record for 655 W Albert St, Elmhurst, IL 60126

Property Summary

Property TypeSingle Family Home
Details2 bd · 1,358 sqft · built 1927
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Sep 2026)
Tax Bill$8,252 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Dec 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN06-03-411-010

Property Details

APN / Parcel Number

Primary APN06-03-411-010

Interior

Bedrooms2 Beds
Total Rooms6 Rooms
Building Area1,358 sqft Living Area
Gross Area2,416 sqft
1st Floor Area1,058 sqft
2nd Floor Area300 sqft
Basement Area1,058 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleBungalow
Exterior MaterialBrick
Construction TypeBrick
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions15.2 ft deep x 5 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address655 W ALBERT ST
CityELMHURST
StateIL
Zip60126-3001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionPICKS 2ND ADD TO ELMHURST
Legal SubdivisionPICKS 2ND ADD TO ELMHURST
Legal Block3
Legal Lot Number9
JurisdictionDU PAGE IL
Township / Civil DivisionYORK
Census Block Group3
Census Block3033
Census Tract843000

Owner

655 W Albert St is owned and occupied by an individual who bought it in September 2026.

Source: DuPage County records, as of September 21, 2026

Owner of RecordIndividual Name on File
Mailing Address655 W ALBERT ST, ELMHURST, IL 60126-3001
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2026Warranty Deed, Transfer · Conventional Mortgage
KEY MORTGAGE SERVICES
Dec 14, 2023Deed of Trust, Mortgage · FHA Mortgage
M & T BANK
Oct 11, 2022Deed of Trust, Mortgage · FHA Mortgage
M & T BANK
Sep 2, 2021Deed of Trust, Mortgage · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 25, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 19, 2018Deed of Trust, Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2026 · Amount on File
Deed SaleSep 4, 2026 · Amount on File
Prior SaleSep 9, 2014 · Amount on File
Deed Document Number202661435
Prior Transfer DateJun 13, 2019
Prior Transfer Doc0000050606
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateSep 4, 2026
Property Address655 W ALBERT ST, ELMHURST, IL 60126-3001
Document Number0000061435
Instrument DateAug 21, 2026
Instrument202661435
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$60,600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 W ALBERT ST, ELMHURST, IL 60126-3001

Mortgage

Document Number0000061436,
DateSep 4, 2026
Instrument202661436
Lender
NameKEY MORTGAGE SERVICES
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Rate6.75%
Initial TypeFixed Rate
Max Rate-1%

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address655 W ALBERT ST, ELMHURST, IL 60126-3001
Transaction TypeMortgage
Record UpdatedJan 1, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 W ALBERT ST, ELMHURST, IL 60126-3001

Mortgage

Document Number0000079350
DateDec 14, 2023
InstrumentR2023-079350
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term333 Months
DueSep 1, 2051

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address655 W ALBERT ST, ELMHURST, IL 60126-3001
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 W ALBERT ST, ELMHURST, IL 60126-3001

Mortgage

Document Number0000092533
DateOct 11, 2022
InstrumentR2022-092533
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term347 Months
DueSep 1, 2051

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address655 W ALBERT ST, ELMHURST, IL 60126-3001
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000132389
DateSep 2, 2021
InstrumentR2021-132389
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

June 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateJun 25, 2019
Property Address655 W ALBERT ST, ELMHURST, IL 60126-3001
Document Number0000050606
Instrument DateJun 13, 2019
InstrumentR2019-050606
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyNATIONAL TITLE SOLUTIONS INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 W ALBERT ST, ELMHURST, IL 60126-3001

Mortgage

Document Number0000050607
DateJun 25, 2019
InstrumentR2019-050607
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address655 W ALBERT ST, ELMHURST, IL 60126-3001
Document Number0000025912
Instrument DateMar 19, 2018
Transaction TypeMortgage
Record UpdatedApr 11, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address655 W ALBERT ST ELMHURST IL 601263001, ELMHURST, IL 60126-3001

Mortgage

Document Number0000025912
DateMar 26, 2018
Instrument25912
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 91707-8788
Agreement
AmountAmount on Record
Term360 Months
DueMar 25, 2048
Interest
Rate4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 655 W Albert St was $8,252 with a homeowner's exemption, up 4.5% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionYork Township
MunicipalityElmhurst City
Secondary School DistrictDuPage High School District 88 (09 - 12)
Elementary School DistrictSD 45 DuPage County (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,252.00 (+4.5%) Homeowner's exemption$128,186 (+7.86%) Land $37,534 Building $90,652$384,558 (+7.86%) Land $112,602 Building $271,956
2024$7,897.00$118,845 Land $34,799 Building $84,046$356,535 Land $104,397 Building $252,138
2022$7,077.00 Homeowner's exemption$105,660 Land $30,940 Building $74,720$316,980 Land $92,820 Building $224,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 655 W Albert St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims33 (1979–2013)
Claims Outside the SFHA2 of 33
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1987 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 655 W Albert St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMHURST
serves 45,000 people · EPA ID IL0430350
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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