655 Valley Dr, Columbia, IL 62236 Property Records

Monroe County property record for 655 Valley Dr, Columbia, IL 62236

Property Summary

Property Type	Vacant Land
Details	1 bd · 2 ba · 1,184 sqft · built 1863
Lot Size	6 acres (261,360 sqft)
Owner	Company Name on File
Last Sale	$110,000 (Jun 2025)
Tax Bill	$511 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Nov 2022 Mortgage + 14 more
Flood Zone	Zone X (minimal risk)
APN	`04-15-100-002-000`

Property Details

APN / Parcel Number

Primary APN	`04-15-100-002-000`
Alternative APN	`04150000000100 00`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	1,184 sqft

Exterior

Year Built	Built 1863
Effective Year Built	Effective 1863
Construction Type	Frame
Lot Area	261,360 sqft (6 acres)
Garage Type	Carport
Carport	Carport
Driveway	Asphalt Driveway
Porch	Slab
Porch Area	536 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	655 VALLEY DR
City	COLUMBIA
State	IL
Zip	62236-1537
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	CR5
Legal Description	PART TRACT 6 LILBURN HERRMANN TRACTS & PART TRACT 5 LILBURN HERRMANN TRACTS
Legal Range	10W
Legal Township	01S
Legal Section	15
Legal Subdivision	LILBURN HERRMANN TRACTS
Legal Tract	6
Jurisdiction	MONROE IL
Township / Civil Division	35
Census Block Group	2
Census Block	2003
Census Tract	600103

Owner

655 Valley Dr, vacant land, is owned by a company that bought it in June 2025.

Source: Monroe County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 10, WATERLOO, IL 62298-0010
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Construction Mortgage CENTRAL TRUST BANK
Nov 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMUNITY BANK
Nov 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMUNITY BANK
Nov 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMUNITY BANK
Oct 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMUNITY BANK
Jun 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMUNITY BANK
Jun 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMUNITY BANK
Jun 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMUNITY BANK
Mar 1, 2022	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMUNITY BANK
Aug 18, 2021	Intrafamily Transfer, Transfer ACCENT TITLE
Jul 6, 2021	Warranty Deed, Transfer ACCENT TITLE
Jul 6, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE BANK
May 12, 2021	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK
Oct 5, 2020	Correction Deed, Transfer ACCENT TITLE
Aug 31, 2020	Deed, Transfer · Commercial Mortgage CITIZENS COMMUNITY BANK
Jun 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2025 · Amount on File
Deed Sale	Jun 24, 2025 · Amount on File
Prior Sale	Jun 20, 2025 · Amount on File
Deed Document Number	2025438136
Prior Transfer Date	Dec 14, 2021
Prior Transfer Doc	0000421584
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Recording Date	Aug 6, 2026
Property Address	655 VALLEY DR, COLUMBIA, IL 62236-1537
Document Number	0000443842
Instrument Date	Aug 5, 2026
Instrument	2026443842
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	223 SOUTHWOODS CTR, COLUMBIA, IL 62236-2466

Mortgage

Document Number	0000443842,
Date	Aug 6, 2026
Instrument	2026443842

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	655 VALLEY DR, COLUMBIA, IL 62236-1537
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000426954
Date	Nov 15, 2022
Instrument	426954

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	655 VALLEY DR, COLUMBIA, IL 62236-1537
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000426951
Date	Nov 15, 2022
Instrument	426951

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	655 VALLEY DR, COLUMBIA, IL 62236-1537
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000426941
Date	Nov 14, 2022
Instrument	426941

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	655 VALLEY DR, COLUMBIA, IL 62236-1537
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000426503
Date	Oct 13, 2022
Instrument	426503

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 6, 2023

Interest

Rate Type	Adjustable Rate
Rate	5.75%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	655 VALLEY DR, COLUMBIA, IL 62236-1537
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000424688
Date	Jun 13, 2022
Instrument	424688

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 9, 2023

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	655 VALLEY DR, COLUMBIA, IL 62236-1537
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000424687
Date	Jun 13, 2022
Instrument	424687

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 9, 2023

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	655 VALLEY DR, COLUMBIA, IL 62236-1537
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000424686
Date	Jun 13, 2022
Instrument	424686

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 9, 2023

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	655 VALLEY DR, COLUMBIA, IL 62236-1537
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000422889
Date	Mar 1, 2022
Instrument	422889

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Aug 18, 2021
Property Address	655 VALLEY DR, COLUMBIA, IL 62236-1537
Document Number	0000419149
Instrument Date	Aug 13, 2021
Instrument	419149
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	ACCENT TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10, WATERLOO, IL 62298-0010

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jul 6, 2021
Property Address	655 VALLEY DR, COLUMBIA, IL 62236-1537
Document Number	0000418305
Instrument Date	Jun 25, 2021
Instrument	418305
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	ACCENT TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10, WATERLOO, IL 62298-0010

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jul 6, 2021
Property Address	655 VALLEY DR, COLUMBIA, IL 62236-1537
Document Number	0000418306
Instrument Date	Jun 25, 2021
Instrument	418306
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 28, 2021
Title Company	ACCENT TITLE

Transaction

Amount	Amount on Record
Tax	$5.25
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 VALLEY DR, COLUMBIA, IL 62236-1538

Mortgage

Document Number	0000418307
Date	Jul 6, 2021
Instrument	418307

Lender

Name	STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	655 VALLEY DR, COLUMBIA, IL 62236-1537
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000417102
Date	May 12, 2021
Instrument	417102

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 13, 2022

Interest

Rate Type	Fixed Rate

October 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MONROE IL
Recording Date	Oct 5, 2020
Property Address	655 VALLEY DR, COLUMBIA, IL 62236-1537
Document Number	0000411479
Instrument Date	Oct 5, 2020
Instrument	411479
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	ACCENT TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 10 WATERLOO IL 622980010, WATERLOO, IL 62298-0010

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Aug 31, 2020
Property Address	655 VALLEY DR, COLUMBIA, IL 62236-1537
Document Number	0000410597
Instrument Date	Aug 28, 2020
Instrument	410597
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ACCENT TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10, WATERLOO, IL 62298-0010
Investor	Possibly a Property Investor

Mortgage

Document Number	0000410598
Date	Aug 31, 2020
Instrument	410598

Lender

Name	CITIZENS COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Jun 1, 2017
Property Address	655 VALLEY DR, COLUMBIA, IL 62236-1537
Document Number	0000390130
Instrument Date	May 27, 2017
Instrument	390130
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 VALLEY DR COLUMBIA IL 622361537, COLUMBIA, IL 62236-1537

Tax Assessment & Valuation

The 2025 property tax bill for 655 Valley Dr was $511, down 3% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Columbia City
Unified School District	Columbia Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$511.00 (-3.04%)	$8,740 Land $8,740	$26,220 Land $26,220
2024	$527.00
2022	$5,450.00	$86,960 Land $86,250 Building $710	$260,880 Land $258,750 Building $2,130

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 655 Valley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 655 Valley Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20