655 Upper Stair St, Clarkesville, GA 30523 Property Records

Habersham County property record for 655 Upper Stair St, Clarkesville, GA 30523 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2004
Square Footage2,620 sqft Heated Area
Lot Size54,014 sqft (1.24 acres)
OccupancyOwner Occupied
Last Sale$200,000 (2018)
Tax Bill$3,839.00 (2025)

Property Details

APN / Parcel Number

Primary APN040 007
Alternative APNs
  • 675873
  • 382097

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,620 sqft Heated Area
Gross Area4,068 sqft Gross Area
1st Floor1,850 sqft 1st Floor
Stories1 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2004
Exterior MaterialBrick Veneer Exterior
Roof ConstructionHip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area54,014 sqft (1.24 acres)
Parking Spaces5 Parking Spaces
Garage Area1,320 sqft Garage
Porch Area223 sqft Porch
Storage Building550 sqft Storage Building
Utility Building125 sqft Utility Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number382097
Street Address655 UPPER STAIR ST
CityCLARKESVILLE
StateGA
Zip30523-4135
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description11-156 LT 13 PB 29-65 DB 1176-1083
Legal SubdivisionWINDING STAIR PH 02
Legal Lot Number13
JurisdictionHABERSHAM GA
Minor Civil DivisionCLARKESVILLE
Census Blockgroup1
Census Block1004
Census Tract204

Owner

Source: Habersham County records · APN 040 007

Assessment roll updated September 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address655 UPPER STAIR ST, CLARKESVILLE, GA 30523-4135
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 09, 2018Deed of Trust, Mortgage · Conventional Mortgage
HADERTHAUER HERBERT H
Sep 28, 2018Warranty Deed, Transfer
HADERTHAUER HERBERT H

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 28, 2018 · Amount on Record
Deed SaleSep 28, 2018 · Amount on Record
Prior SaleOct 01, 2006 · Amount on Record
Deed Doc Number20181865
Deed Book / Page1176 / 1083
Record RefreshedJun 08, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property Address655 UPPER STAIR ST, CLARKESVILLE, GA 30523-4135
Transaction TypeMortgage
Record UpdatedAug 03, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 UPPER STAIR ST, CLARKESVILLE, GA 30523-4135

Mortgage

Document Number0000001176/0000001068
DateOct 09, 2018
Book Page0000001176/0000001068
Lender
NameHADERTHAUER HERBERT H
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 01, 2038

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateSep 28, 2018
Property Address655 UPPER STAIR ST, CLARKESVILLE, GA 30523-4135
Document Number01176/1083
Book / Page1176 / 1083
Instrument DateSep 28, 2018
Instrument2018-001865
Transaction TypeTransfer
Record UpdatedAug 03, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 UPPER STAIR ST, CLARKESVILLE, GA 30523-4135

Mortgage

Document Number0000001176/0000001068
DateOct 09, 2018
Book Page0000001176/0000001068
Lender
NameHADERTHAUER HERBERT H
Agreement
AmountAmount Recorded
Term240 Months
DueJan 01, 2038

Tax Assessment & Valuation

Source: Habersham County records · Assessment roll updated September 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,839.00 Homeowner's exemption$211,603 (+18.97%) Land $16,000 Building $195,603$529,008 (+18.97%) Land $40,000 Building $489,008
2023Homeowner's exemption$177,868 (+15.7%) Land $10,200 Building $167,668$444,670 (+15.7%) Land $25,500 Building $419,170
2022Homeowner's exemption$153,732 Land $10,200 Building $143,532$384,330 Land $25,500 Building $358,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Habersham County (13137C), updated January 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 59% of the US · above 88% of Georgia
Wildfire LikelihoodAbout 1 in 538 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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