655 Turkey St, Gilbertville, MA 01031 Property Records

Worcester County and Hardwick Town property record for 655 Turkey St, Gilbertville, MA 01031

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,496 sqft · built 2005
Lot Size	7.97 acres (347,173 sqft)
Owner	2 Individual Names on File
Last Sale	$353,000 (Oct 2017)
Tax Bill	$8,458 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2018 Line of Credit + 1 more
APN	`430-00060`

Property Details

APN / Parcel Number

Primary APN	`430-00060`
Alternative APNs	`HARD M:0430 B:0000 L:0006-0` `M:0430 B:0000 L:0006=0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,496 sqft Living Area
Gross Area	7,360 sqft
1st Floor Area	1,764 sqft
Basement Area	1,764 sqft
Unfinished Basement	1,764 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	347,173 sqft (7.97 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	430-00060
Street Address	655 TURKEY ST
City	GILBERTVILLE
State	MA
Zip	01031-9601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Lot Number	6-0
Jurisdiction	HARDWICK MA
Township / Civil Division	HARDWICK
Census Block Group	2
Census Block	2000
Census Tract	723100

Owner

655 Turkey St is owned and occupied by two individuals who bought it in October 2017.

Source: Worcester County and Hardwick Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	655 TURKEY ST, GILBERTVILLE, MA 01031-9601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FEDERAL CREDIT UNION
Feb 28, 2018	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FCU
Oct 20, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2017 · Amount on File
Deed Sale	Oct 20, 2017 · Amount on File
Prior Sale	Feb 14, 2011 · Amount on File
Deed Document Number	2017116821
Deed Book / Page	57915 / 12
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDWICK MA
Recording Date	Apr 7, 2026
Property Address	655 TURKEY ST, GILBERTVILLE, MA 01031-9601
Document Number	073413-362
Book / Page	73413 / 362
Instrument Date	Apr 2, 2026
Instrument	2026360
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 TURKEY ST, GILBERTVILLE, MA 01031-9601

Mortgage

Document Number	0000000360,
Date	Apr 7, 2026
Book Page	73413/362
Instrument	2026360

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDWICK MA
Property Address	655 TURKEY ST, GILBERTVILLE, MA 01031-9601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58485-83
Date	Feb 28, 2018
Book Page	58485/83
Instrument	19099

Lender

Name	CENTRAL ONE FCU
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDWICK MA
Recording Date	Oct 20, 2017
Property Address	655 TURKEY ST, GILBERTVILLE, MA 01031-9601
Document Number	57915-12
Book / Page	057915 / 000012
Instrument Date	Oct 19, 2017
Instrument	116821
Transaction Type	Transfer
Record Updated	Nov 7, 2017

Transaction

Amount	Amount on Record
Tax	$1,609.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	655 TURKEY ST HARDWICK MA 01301, HARDWICK, MA 01301

Tax Assessment & Valuation

The 2025 property tax bill for 655 Turkey St was $8,458, up 4.2% from the year before.

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hardwick Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,458.00 (+4.2%)	$643,200 (-) Land $56,200 Building $587,000	$516,895 (+3.23%)
2024	$8,117.00 (-3.93%)	$643,200 (+1.24%) Land $56,200 Building $587,000	$500,745
2023	$8,449.00	$635,300 Land $54,200 Building $581,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 655 Turkey St.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Turkey St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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