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655 Trace Ave, San Jose, CA 95126 Property Records

Santa Clara County property record for 655 Trace Ave, San Jose, CA 95126

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,804 sqft · built 1946
Lot Size0.17 acres (7,440 sqft)
OwnerIndividual Name on File
Last Sale$1,600,000 (Apr 2021)
Tax Bill$22,461 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
May 2019 Line of Credit
+ 2 more
Flood ZoneZone D (undetermined)
APN274-21-001

Property Details

APN / Parcel Number

Primary APN274-21-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,804 sqft Living Area
1st Floor Area1,704 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Architectural StyleOther
Exterior MaterialWood
Construction TypeWood
Lot Area7,440 sqft (0.17 acres)
Lot Dimensions124 ft deep x 60 ft wide
Garage Area432 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address655 TRACE AVE
CitySAN JOSE
StateCA
Zip95126-1951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-8
Legal DescriptionTR 64 LOT 29
Legal SubdivisionTRACE PARK
Legal Tract64
Legal Lot Number29
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group3
Census Block3007
Census Tract500500

Owner

Source: Santa Clara County assessment roll, APN 274-21-001, as of July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address655 TRACE AVE, SAN JOSE, CA 95126-1951
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2021Grant Deed, Transfer · Conventional Mortgage
CITIBANK
May 16, 2019Deed of Trust, Mortgage · Line of Credit
MUFG UNION BANK NA
Oct 01, 2019Deed of Trust, Mortgage · Conventional Mortgage
TIAA FSB
Jun 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
TIAA FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 20, 2021 · Amount on Record
Deed SaleApr 20, 2021 · Amount on Record
Prior SaleDec 19, 2006
Deed Document Number24928632
Record UpdatedJun 08, 2026

April 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateApr 20, 2021
Property Address655 TRACE AVE, SAN JOSE, CA 95126-1951
Document Number0024928632
Map ReferenceMB 3 PG 10
Instrument DateMar 11, 2021
Instrument24928632
Transaction TypeTransfer
Record UpdatedSep 01, 2021
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address655 TRACE AVE, SAN JOSE, CA 95126-1951

Mortgage

Document Number0024928633
DateApr 20, 2021
Instrument24928633
Lender
NameCITIBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address655 TRACE AVE, SAN JOSE, CA 95126-1951
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024181066
DateMay 16, 2019
Instrument24181066
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 15, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address655 TRACE AVE, SAN JOSE, CA 95126-1951
Document Number0024363962
Instrument DateOct 01, 2019
Transaction TypeMortgage
Record UpdatedJan 06, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address655 TRACE AVE SAN JOSE CA 951261951, SAN JOSE, CA 95126-1951

Mortgage

Document Number0024363962
DateDec 23, 2019
Instrument24363962
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 22, 2049
Interest
Rate TypeAdjustable Rate
Rate3.37%

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address655 TRACE AVE, SAN JOSE, CA 95126-1951
Document Number0024054336
Instrument DateJun 21, 2018
Transaction TypeMortgage
Record UpdatedNov 14, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address655 TRACE AVE SAN JOSE CA 951261951, SAN JOSE, CA 95126-1951

Mortgage

Document Number0024054336
DateNov 01, 2018
Instrument24054336
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 31, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll as of July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Unified School DistrictSan Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$22,461.00 (+18.34%)$1,731,889 (+14.32%) Land $1,298,917 Building $432,972
2023$18,980.00 (-7.55%)$1,515,000 Land $1,136,200 Building $378,800
2022$20,529.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), as of January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 710 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
Etheric Communications, LLC.
Fixed Wireless		250 / 100
Ridge Wireless
Fixed Wireless		100 / 60
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: California Internet, Sail Internet Holdings, Sonic Telecom.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA4310011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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