655 Townsend Pl, North Plainfield (Plainfield), NJ 07063 Property Records

Somerset County and North Plainfield Borough property record for 655 Townsend Pl, North Plainfield, NJ 07063

Property Summary

Property Type	Single Family Home
Details	1,396 sqft · built 1949
Lot Size	0.127 acres (5,535 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Mar 2024)
Tax Bill	$9,086 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Oct 2023 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`14-00183-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`14-00183-0000-00004`
Alternative APNs	`140018300004` `S001`

Interior

Stories	1 Story
Building Area	1,396 sqft Living Area
1st Floor Area	1,396 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	5,535 sqft (0.127 acres)
Lot Dimensions	98 ft deep x 69 ft wide

Location & Zoning

Account Number	S001
Street Address	655 TOWNSEND PL
City	NORTH PLAINFIELD
State	NJ
Zip	07063-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PLAINFIELD PARK
Legal Block	183
Legal Lot Number	4
Jurisdiction	SOMERSET NJ
Township / Civil Division	NORTH PLAINFIELD
Census Block Group	3
Census Block	3013
Census Tract	51900

Owner

Source: Somerset County and North Plainfield Borough records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	655 TOWNSEND PL, NORTH PLAINFIELD, NJ 07063-1839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Oct 18, 2023	Deed, Transfer PROVIDENCE ABSTRACT LLC
Mar 2, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 8, 2017	Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2024 · Amount on File
Deed Sale	Mar 14, 2024 · Amount on File
Prior Sale	Oct 18, 2023 · Amount on File
Deed Document Number	20246218
Deed Book / Page	7548 / 3110
Prior Transfer Date	Nov 2, 1992
Prior Transfer Doc	1881000767
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Mar 14, 2024
Property Address	655 TOWNSEND PL, NORTH PLAINFIELD, NJ 07063-1839
Document Number	0000006218
Book / Page	7548 / 3110
Instrument Date	Mar 8, 2024
Instrument	2024006218
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,791.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	655 TOWNSEND PL LLC, ISELIN, NJ 08830

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	655 TOWNSEND PL, NORTH PLAINFIELD, NJ 07063-1839

Mortgage

Document Number	0000006219
Date	Mar 14, 2024
Instrument	2024006219

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 18, 2023
Property Address	655 TOWNSEND PL, NORTH PLAINFIELD, NJ 07063-1839
Document Number	0000027400
Book / Page	7529 / 3775
Instrument Date	Oct 6, 2023
Instrument	2023027400
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	PROVIDENCE ABSTRACT LLC

Transaction

Amount	Amount on Record
Tax	$1,457.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1165 US HIGHWAY 22211, NORTH PLAINFIELD, NJ 07060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 TOWNSEND PL, NORTH PLAINFIELD, NJ 07063-1839

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	655 TOWNSEND PL, NORTH PLAINFIELD, NJ 07063-1839
Transaction Type	Mortgage
Record Updated	Mar 15, 2023
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 TOWNSEND PL, NORTH PLAINFIELD, NJ 07063-1839

Mortgage

Document Number	0000005436
Date	Mar 2, 2023
Book Page	7495/1354
Instrument	2023005436

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Jun 1, 2051

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Nov 8, 2017
Property Address	655 TOWNSEND PL, NORTH PLAINFIELD, NJ 07063-1839
Document Number	0000045143
Map Reference	MAP72-B
Instrument Date	Sep 19, 2017
Instrument	2017045143
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	OLD REPUBLIC NATL TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,169.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2201 FIR CT, 2201, SOMERSET, NJ 08873-1875

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 TOWNSEND PL, NORTH PLAINFIELD, NJ 07063-1839
Investor	Possibly a Property Investor

Mortgage

Document Number	0000045144
Date	Nov 8, 2017
Instrument	2017045144

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Somerset County and North Plainfield Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	North Plainfield Borough
Unified School District	North Plainfield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,000 (-) Land $80,000 Building $120,000	$200,000 (-) Land $80,000 Building $120,000
2025	$9,086.00 (+4.25%)	$200,000 (-) Land $80,000 Building $120,000	$200,000 (-) Land $80,000 Building $120,000
2024	$8,716.00 (+6.79%)
2023		$200,000 (-) Land $80,000 Building $120,000	$200,000 (-) Land $80,000 Building $120,000
2022	$8,162.00	$200,000 Land $80,000 Building $120,000	$200,000 Land $80,000 Building $120,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	218 (1979–2025)
Claims Outside the SFHA	14 of 218
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 35 claims Severe Storms And Flooding, Mar 2010 · 39 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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