655 Timothy Rd, Athens, GA 30606 Property Records

Athens-Clarke County Unified Government property record for 655 Timothy Rd, Athens, GA 30606

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,477 sqft · built 2007
OwnerIndividual Name on File
Last Sale$207,000 (May 2018)
Tax Bill$5,476 (2025)
Deeds & MortgagesSep 2022 Mortgage
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-1-A3 H-005

Property Details

APN / Parcel Number

Primary APN13-1-A3 H-005
Alternative APNs
  • 131A3 H 5
  • 41043

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,477 sqft Heated Area
1st Floor Area1,686 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Architectural StyleOther
Exterior MaterialFiber Cement Siding
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Garage TypeAttached
Garage Area400 sqft
PorchOpen Porch
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number41043
Old Parcel Number131A3 H 5
Street Address655 TIMOTHY RD
CityATHENS
StateGA
Zip30606-4437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-8
Legal DescriptionLOT 5 - BLK H - TOWNS WALK
Legal SubdivisionTOWNS WALK
Legal BlockH
Legal Lot Number5
JurisdictionCLARKE GA
Township / Civil DivisionATHENS
Census Block Group3
Census Block3021
Census Tract150300

Owner

655 Timothy Rd is owned and occupied by an individual who bought it in May 2018.

Source: Athens-Clarke County Unified Government records, as of November 12, 2025

Owner of RecordIndividual Name on File
Mailing Address655 TIMOTHY RD, ATHENS, GA 30606-4437
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2022Deed of Trust, Mortgage · Conventional Mortgage
JFQ LENDING
Jun 1, 2021Deed of Trust, Mortgage · FHA Mortgage
JFQ LENDING
Aug 20, 2020Deed of Trust, Mortgage · FHA Mortgage
JFQ LNDG INC
Sep 25, 2019Deed of Trust, Mortgage · FHA Mortgage
JFQ LNDG INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2018 · Amount on File
Deed SaleMay 24, 2018 · Amount on File
Prior SaleNov 26, 2014 · Amount on File
Deed Document Number0004717483
Deed Book / Page4717 / 483
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARKE GA
Property Address655 TIMOTHY RD, ATHENS, GA 30606-4437
Transaction TypeMortgage
Record UpdatedOct 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 TIMOTHY RD, ATHENS, GA 30606-4437

Mortgage

Document Number0054240000000434
DateSep 30, 2022
Book Page0000005424/0000000434
Lender
NameJFQ LENDING
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueJan 1, 2047
Interest
Rate TypeAdjustable Rate
Type Change DateNov 1, 2020

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARKE GA
Property Address655 TIMOTHY RD, ATHENS, GA 30606-4437
Transaction TypeMortgage
Record UpdatedJul 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 TIMOTHY RD, ATHENS, GA 30606-4437

Mortgage

Document Number0051960000000192
DateJun 1, 2021
Book Page0000005196/0000000192
Lender
NameJFQ LENDING
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARKE GA
Property Address655 TIMOTHY RD, ATHENS, GA 30606-4437
Document Number0050690261
Instrument DateAug 20, 2020
Transaction TypeMortgage
Record UpdatedNov 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 TIMOTHY RD ATHENS GA 306064437, ATHENS, GA 30606-4437

Mortgage

Document Number0050690261
DateOct 30, 2020
Book Page005069/000261
Lender
NameJFQ LNDG INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 29, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARKE GA
Property Address655 TIMOTHY RD, ATHENS, GA 30606-4437
Document Number0048930248
Instrument DateSep 25, 2019
Transaction TypeMortgage
Record UpdatedOct 18, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 TIMOTHY RD ATHENS GA 306064437, ATHENS, GA 30606-4437

Mortgage

Document Number0048930248
DateOct 2, 2019
Book Page004893/000248
Lender
NameJFQ LNDG INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 655 Timothy Rd was $5,476.

Source: Athens-Clarke County Unified Government assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
County / Consolidated CityAthens-Clarke County Unified Government
Unified School DistrictClarke County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,476.00$176,382 Land $14,000 Building $162,382$440,954 Land $35,000 Building $405,954
2023$5,116.00 (+35.13%)$163,724 (+37.92%) Land $14,000 Building $149,724$409,310 (+37.92%) Land $35,000 Building $374,310
2022$3,786.00$118,707 Land $14,000 Building $104,707$296,767 Land $35,000 Building $261,767

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 655 Timothy Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2023–2026)
Most Recent ClaimMay 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Timothy Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATHENS-CLARKE CO WATER SYSTEM
serves 125,000 people · EPA ID GA0590000
Water SourceSurface water
Last State InspectionFeb 2025
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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