655 Timber Ridge Dr, Highland, MI 48357 Property Records

Oakland County property record for 655 Timber Ridge Dr, Highland, MI 48357

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 3,300 sqft · built 2000
Lot Size	0.506 acres (22,041 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (May 2021)
Tax Bill	$5,607 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jan 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H-11-21-152-004`

Property Details

APN / Parcel Number

Primary APN	`H-11-21-152-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,300 sqft Living Area
1st Floor Area	2,183 sqft
Basement Area	1,688 sqft
Unfinished Basement	1,688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Lot Area	22,041 sqft (0.506 acres)
Terrain	Wooded
Garage Area	634 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	53 sqft
Patio Area	425 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	655 TIMBER RIDGE DR
City	HIGHLAND
State	MI
Zip	48357-4339
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	KI
Legal Description	T3N, R7E, SEC 21 OAKLAND COUNTY CONDOMINIUM PLAN NO 1138 TIMBER RIDGE UNIT 21 L 18996 P 651 10-1-98 FR 100-009
Legal Range	07E
Legal Township	03N
Legal Section	02
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	21
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1018
Census Tract	131800

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 TIMBER RIDGE DR, HIGHLAND, MI 48357-4339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 19, 2017	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Aug 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	Jan 16, 2008 · Amount on Record
Deed Document Number	2021137186
Deed Book / Page	56293 / 581
Prior Transfer Date	Mar 19, 2020
Prior Transfer Doc	0000165793
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 25, 2021
Property Address	655 TIMBER RIDGE DR, HIGHLAND, MI 48357-4339
Document Number	0000137186
Book / Page	56293 / 581
Map Reference	LB 19456 PG 67
Instrument Date	May 12, 2021
Instrument	137186
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,999.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	655 TIMBER RIDGE DR, HIGHLAND, MI 48357-4339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 TIMBER RIDGE DR, HIGHLAND, MI 48357-4339

Mortgage

Document Number	0000127853
Date	May 17, 2021
Book Page	56246/362
Instrument	127853

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	655 TIMBER RIDGE DR, HIGHLAND, MI 48357-4339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011456
Date	Jan 19, 2017
Book Page	50300/00465
Instrument	011456

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Aug 19, 2020
Property Address	655 TIMBER RIDGE DR, HIGHLAND, MI 48357-4339
Document Number	0000165793
Book / Page	54685 / 757
Map Reference	LB 19456 PG 67-134
Instrument Date	Mar 19, 2020
Instrument	165793
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 TIMBER RIDGE DR, HIGHLAND, MI 48357-4339

Mortgage

Document Number	0054685760
Date	Aug 19, 2020
Instrument	54685/760

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Apr 1, 2035

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 5, 2018
Property Address	655 TIMBER RIDGE DR, HIGHLAND, MI 48357-4339
Document Number	0000003000
Book / Page	051448 / 000019
Instrument Date	Jan 2, 2018
Instrument	3000
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	655 TIMBER RIDGE DR HIGHLAND MI 483574339, HIGHLAND, MI 48357-4339

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,607.00 (-31.2%) Homeowner's exemption	$272,770 (+13.14%)	$545,540 (+13.14%)
2024	$8,150.00 (+67.87%)
2023		$241,100	$482,200
2021	$4,855.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND TOWNSHIP serves 3,837 people · EPA ID MI0003312
Water Source	Groundwater
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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