655 Thoroughbred Cir, Reno, NV 89508 Property Records

Washoe County property record for 655 Thoroughbred Cir, Reno, NV 89508

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,290 sqft · built 2001
Lot Size	10 acres (437,342 sqft)
Owner	2 Owner Names on Record
Last Sale	$259,000 (Sep 2010)
Tax Bill	$2,446 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`078-101-18`

Property Details

APN / Parcel Number

Primary APN	`078-101-18`
Alternative APN	`102011`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	2,290 sqft Living Area
1st Floor Area	2,290 sqft

Exterior

Year Built	Built 2001
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	437,342 sqft (10 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	102011
Street Address	655 THOROUGHBRED CIR
City	RENO
State	NV
Zip	89508-6512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	ROS 687 LT 331
Legal Range	18
Legal Township	23
Legal Section	21
Legal Subdivision	*
Legal Lot Number	331
Jurisdiction	WASHOE NV
Township / Civil Division	NORTH VALLEYS
Census Block Group	2
Census Block	2008
Census Tract	3501

Owner

Source: Washoe County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	655 THOROUGHBRED CIR, RENO, NV 89508-6512
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2020	Deed of Trust, Mortgage · VA Mortgage PARAMOUNT EQUITY MORTGAGE LLC
Oct 5, 2020	Deed of Trust, Mortgage · VA Mortgage LOANPAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2010 · Amount on Record
Deed Sale	Sep 21, 2010 · Amount on Record
Prior Sale	Sep 21, 2010
Deed Document Number	3924541
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	655 THOROUGHBRED CIR, RENO, NV 89508-6512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC NATL RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004990771
Date	Jan 10, 2020
Instrument	4990771

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	655 THOROUGHBRED CIR, RENO, NV 89508-6512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC NATL RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005086467
Date	Oct 5, 2020
Instrument	5086467

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,446.00 (+6.12%)	$118,742 (+9.34%) Land $28,000 Building $90,742	$339,262 (+9.34%) Land $80,000 Building $259,262
2023	$2,305.00	$108,599 Land $21,700 Building $86,899	$310,284 Land $62,000 Building $248,284

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 68% of Nevada
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hot Spot Broadband Fixed Wireless	100 / 50
Plumas-Sierra Telecommunications Fixed Wireless · not low latency	50 / 10
Nehalem Telecom DSL	10 / 1

Cell Coverage

No cell data coverage reported

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