655 Thompson Rd, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 655 Thompson Rd, Rutherfordton, NC 28139

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 4 ba · 1,961 sqft · built 1980
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (May 2023)
Tax Bill	$742 (2022)
Deeds & Mortgages	May 2023 Sale & Mortgage Feb 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1201101`

Property Details

APN / Parcel Number

Primary APN	`1201101`
Alternative APN	`17035`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,961 sqft Gross Area
Flooring	Carpet
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	17035
Street Address	655 THOMPSON RD
City	RUTHERFORDTON
State	NC
Zip	28139-7818
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	MRS C F GOLD PL6-133
Legal Subdivision	APT GOLD SUB
Legal Block	2
Legal Lot Number	6A
Jurisdiction	RUTHERFORD NC
Township / Civil Division	GILKEY
Census Block Group	1
Census Block	1031
Census Tract	960201

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	655 THOMPSON RD, RUTHERFORDTON, NC 28139-7818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Warranty Deed, Transfer · Conventional Mortgage SKYLA FCU
Feb 27, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Prior Sale	Feb 27, 2023
Deed Document Number	0020711897
Deed Book / Page	2071 / 1897
Record Updated	Jun 7, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	May 2, 2023
Property Address	655 THOMPSON RD, RUTHERFORDTON, NC 28139-7818
Document Number	0020711897
Book / Page	2071 / 1897
Instrument Date	Apr 25, 2023
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	477 ROPER LOOP RD, RUTHERFORDTON, NC 28139-7612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 THOMPSON RD, RUTHERFORDTON, NC 28139-7818

Mortgage

Document Number	0020711899
Date	May 2, 2023
Instrument	2071/1899

Lender

Name	SKYLA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RUTHERFORD NC
Recording Date	Feb 27, 2023
Property Address	655 THOMPSON RD, RUTHERFORDTON, NC 28139-7818
Document Number	0020693028
Book / Page	2069 / 3028
Instrument Date	Feb 22, 2023
Transaction Type	Transfer
Record Updated	Mar 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	657 PROMPSON RD, RUTHERFORDTON, NC 28139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	657 THOMPSON RD, RUTHERFORDTON, NC 28139-7818

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$146,400 Land $19,500 Building $126,900	$146,400 Land $19,500 Building $126,900
2022	$742.00
2021	$742.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Pangaea Internet, Verizon.

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