Todd County property record for 655 Thomas Rd, Elkton, KY 42220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,464 sqft · built 1994 |
| Lot Size | 4.97 acres (216,580 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $30,000 (Jan 2000) |
| Tax Bill | $1,204 (2025) |
| Deeds & Mortgages | Jul 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 096-26A |
| Primary APN | 096-26A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,464 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 216,580 sqft (4.97 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 200 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 49461 |
|---|---|
| Street Address | 655 THOMAS RD |
| City | ELKTON |
| State | KY |
| Zip | 42220-8936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ROLLING |
| Legal Description | HOUSE-LOT |
| Jurisdiction | TODD KY |
| Township / Civil Division | KIRKMANSVILLE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 950100 |
655 Thomas Rd is owned and occupied by two individuals who bought it in January 2000.
Source: Todd County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 THOMAS RD, ELKTON, KY 42220-8936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Widow or Widower |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 2000 · Amount on File |
| Deed Sale | Jan 1, 2000 · Amount on File |
| Deed Book / Page | 156 / 69 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TODD KY |
| Recording Date | Jul 30, 2026 |
| Property Address | 655 THOMAS RD, ELKTON, KY 42220-8936 |
| Document Number | 0010174266 |
| Book / Page | 234 / 515 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202610174266 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 THOMAS RD, ELKTON, KY 42220-8936 |
The 2025 property tax bill for 655 Thomas Rd was $1,204.
Source: Todd County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Todd County |
| Unified School District | Todd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,204.00 | $142,500 | $142,500 |
| 2023 | $1,213.00 | $142,500 | $142,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 655 Thomas Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 655 Thomas Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TODD COUNTY WATER DISTRICT serves 9,801 people · EPA ID KY1100944 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, as of December 31, 2025
5G (outdoors only) and 4G LTE
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