655 Thistle Dr, Spring Creek, NV 89815 Property Records

Elko County property record for 655 Thistle Dr, Spring Creek, NV 89815

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,708 sqft · built 1995
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Tax Bill$2,020 (2026)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN043-009-003

Property Details

APN / Parcel Number

Primary APN043-009-003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories4 Stories
Building Area1,708 sqft Living Area
Gross Area2,280 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area87,120 sqft
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Shed1 Shed
Shed Area480 sqft
Canopy600 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address655 THISTLE DR
CitySPRING CREEK
StateNV
Zip89815-6925
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionTRACT 401 SPRING CREEK CORPORATION FILE 67520
Legal SubdivisionSPRING CREEK TRACT 401
Legal Tract401
Legal Block9
Legal Lot Number3
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group2
Census Block2029
Census Tract951201

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address655 THISTLE DR, SPRING CREEK, NV 89815-6925
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 18, 2020
Transfer Doc0000774732
Record UpdatedOct 29, 2026

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionELKO NV
Recording DateSep 30, 2020
Property Address655 THISTLE DR, SPRING CREEK, NV 89815-6925
Document Number0000774732
Map ReferenceFILE 67520
Instrument DateSep 18, 2020
Instrument774732
Transaction TypeTransfer
Record UpdatedAug 18, 2021
Title CompanySOLIDIFI TITLE AGENCY LTD

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address655 THISTLE DR, SPRING CREEK, NV 89815-6925

Mortgage

Document Number0000774733
DateSep 30, 2020
Instrument774733
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2035

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNevada
CountyElko County
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,020.00 (+3.01%)$80,488 (-2.19%) Land $21,000 Building $59,488$229,966 (-2.19%) Land $60,000 Building $169,966
2025$1,961.00 (+16.31%)$82,293 (+18.16%) Land $21,000 Building $61,293$235,123 (+18.16%) Land $60,000 Building $175,123
2023$1,686.00 (+4.07%)$69,644 (+15.21%) Land $11,200 Building $58,444$198,983 (+15.21%) Land $32,000 Building $166,983
2022$1,620.00$60,450 Land $11,200 Building $49,250$172,714 Land $32,000 Building $140,714

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 95% of the US · above 87% of Nevada
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREAT BASIN WATER CO SPRING CREEK
private · serves 9,340 people · EPA ID NV0000036
Water SourceGroundwater
Last State InspectionJul 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Anthem Broadband of Nevada
Fiber
2,000 / 2,000
CC Communications Broadband
Fiber
1,000 / 1,000
White Cloud Communications
Fixed Wireless
200 / 50
Hot Spot Broadband
Fixed Wireless
100 / 50
Rise Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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