655 SW Echo Loop, Oak Harbor, WA 98277 Property Records

Island County property record for 655 SW Echo Loop, Oak Harbor, WA 98277

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,094 sqft · built 1996
Lot Size0.221 acres (9,632 sqft)
Owner2 Individual Names on Record
Last Sale$535,000 (Dec 2024)
Tax Bill$4,984 (2026)
Flood ZoneZone X (minimal risk)
APNS6543-00-00016-0

Property Details

APN / Parcel Number

Primary APNS6543-00-00016-0
Alternative APN
  • 618816

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,094 sqft Living Area
Gross Area2,544 sqft
1st Floor Area2,094 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialHardboard/Plywood
Foundation TypeConcrete
Roof MaterialWood Shingle
Lot Area9,632 sqft (0.221 acres)
Garage TypeAttached
Garage Area450 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area916 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address655 SW ECHO LOOP
CityOAK HARBOR
StateWA
Zip98277-5124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOH
Legal DescriptionEASTVIEW ESTATES LOT 16
Legal SubdivisionEASTVIEW ESTATES
Legal Lot Number16
JurisdictionISLAND WA
Township / Civil DivisionNORTH WHIDBEY ISLAND
Census Block Group1
Census Block1001
Census Tract970602

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address655 SW ECHO LOOP, OAK HARBOR, WA 98277-5124
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2024 · Amount on Record
Deed SaleDec 6, 2024 · Amount on Record
Deed Document Number20244580101
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateWashington
CountyIsland County
MunicipalityOak Harbor City
Unified School DistrictOak Harbor School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,984.00 (+11.13%)
2025$545,288 (+1.09%) Land $190,000 Building $355,288$545,288 (+1.09%) Land $190,000 Building $355,288
2023$4,485.00$539,393 (+7.8%) Land $190,000 Building $349,393$539,393 (+7.8%) Land $190,000 Building $349,393
2022$500,369 Land $180,000 Building $320,369$500,369 Land $180,000 Building $320,369

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OAK HARBOR
serves 23,675 people · EPA ID WA5362650
Water SourcePurchased surface water from CITY OF ANACORTES
Last State InspectionJul 2022
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Astound Broadband, AT&T, Orcas Online.

Nearby Properties on SW Echo Loop

Nearby Streets

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