655 Summit Dr, Fairmont, MN 56031 Property Records

Martin County property record for 655 Summit Dr, Fairmont, MN 56031

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,285 sqft · built 1984
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,598 (2025)
Deeds & Mortgages	May 2019 Mortgage
APN	`23.211.0670`

Property Details

APN / Parcel Number

Primary APN	`23.211.0670`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,285 sqft Living Area
1st Floor Area	816 sqft
Basement Area	234 sqft
Finished Basement	234 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	128 ft deep x 75 ft wide
Deck Area	Deck Area
Shed	1 Shed
Shed Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	655 SUMMIT DR
City	FAIRMONT
State	MN
Zip	56031-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHOREACRES SUBD. W 118.5' OF THE N 25.03' OF LOT 17 & W 118.5' S1/2 OF LOT 18 BLK 2
Legal Subdivision	SHOREACRES SUBD.
Legal Block	2
Legal Lot Number	17,18
Jurisdiction	MARTIN MN
Township / Civil Division	FAIRMONT
Census Block Group	2
Census Block	2014
Census Tract	790501

Owner

Source: Martin County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	655 SUMMIT DR, FAIRMONT, MN 56031-2201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN MN
Property Address	655 SUMMIT DR, FAIRMONT, MN 56031-2201
Transaction Type	Mortgage
Record Updated	Jun 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R440944
Date	May 16, 2019
Instrument	2019R-440944

Lender

Name	BANK MIDWEST
Type	Bank
Address	FAIRMONT, MN 56031

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 10, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Martin County
Municipality	Fairmont City
Unified School District	Fairmont Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,500 (+0.96%) Land $19,200 Building $180,300	$199,500 (+0.96%) Land $19,200 Building $180,300
2025	$2,598.00 (+15.06%) Homeowner's exemption	$197,600 (+0.61%) Land $19,200 Building $178,400	$197,600 (+0.61%) Land $19,200 Building $178,400
2023		$196,400 Land $18,900 Building $177,500	$196,400 Land $18,900 Building $177,500
2022	$2,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Fairmont serves 10,328 people · EPA ID MN1460003
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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