Middlesex County and Marlborough City property record for 655 Stow Rd, Marlborough, MA 01752
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,736 sqft · built 1999 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $418,000 (Mar 2003) |
| Tax Bill | $7,578 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20000006 |
| Primary APN | 20000006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,736 sqft Living Area |
| Gross Area | 4,695 sqft |
| Basement Area | 1,556 sqft |
| Unfinished Basement | 1,556 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,867 sqft (1.03 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 20000006 |
|---|---|
| Street Address | 655 STOW RD |
| City | MARLBOROUGH |
| State | MA |
| Zip | 01752-1541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 159 |
| Jurisdiction | MARLBOROUGH MA |
| Township / Civil Division | MARLBOROUGH |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 321100 |
655 Stow Rd is owner-occupied and held in a trust since March 2025.
Source: Middlesex County and Marlborough City records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 655 STOW RD, MARLBOROUGH, MA 01752-1541 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2022 | Deed of Trust, Mortgage · ARM NEEDHAM BANK |
| Aug 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HINGHAM INST FOR SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2003 · Amount on File |
| Deed Sale | Mar 24, 2003 · Amount on File |
| Prior Sale | Aug 31, 1999 · Amount on File |
| Last Transfer Date | Mar 28, 2025 |
| Transfer Doc | 083907-119 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARLBOROUGH MA |
| Property Address | 655 STOW RD, MARLBOROUGH, MA 01752-1541 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 081090-103 |
|---|---|
| Date | Dec 21, 2022 |
| Book Page | 81090/103 |
| Instrument | 185487 |
| Name | NEEDHAM BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jan 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Jan 1, 2028 |
| Index | 5-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARLBOROUGH MA |
| Property Address | 655 STOW RD, MARLBOROUGH, MA 01752-1541 |
| Document Number | 69778-341 |
| Book / Page | 069778 / 000341 |
| Instrument Date | Aug 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2017 |
| Name | Verified Name |
|---|
| Document Number | 69778-341 |
|---|---|
| Date | Aug 16, 2017 |
| Book Page | 069778/000341 |
| Instrument | 130876 |
| Name | HINGHAM INST FOR SVGS |
|---|---|
| Type | Federal Savings Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Aug 15, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
The 2025 property tax bill for 655 Stow Rd was $7,578, up 0.9% from the year before.
Source: Middlesex County and Marlborough City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Marlborough City |
| Unified School District | Marlborough School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,578.00 (+0.87%) | $768,600 (+4.76%) Land $226,600 Building $542,000 | $826,215 (+3.17%) |
| 2024 | $7,513.00 (-2.49%) | $733,700 (+9.88%) Land $205,900 Building $527,800 | $800,850 |
| 2023 | $7,705.00 | $667,700 Land $168,800 Building $498,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 655 Stow Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 655 Stow Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARLBOROUGH DPW WATER DIV. (MWRA) serves 41,799 people · EPA ID MA2170000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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