655 Steiner St, Cincinnati, OH 45204 Property Records

Hamilton County property record for 655 Steiner St, Cincinnati, OH 45204

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,404 sqft · built 1895
Lot Size	0.069 acres (3,006 sqft)
Owner	Individual Name on Record
Last Sale	$139,900 (Sep 2024)
Tax Bill	$224 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`153-0002-0055-00`

Property Details

APN / Parcel Number

Primary APN	`153-0002-0055-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,404 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	702 sqft
2nd Floor Area	702 sqft
Attic	Attic
Attic Area	702 sqft
Basement Area	702 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,006 sqft (0.069 acres)
Lot Dimensions	100 ft deep x 30 ft wide
Porch	Open Frame Porch
Porch Area	185 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	655 STEINER ST
City	CINCINNATI
State	OH
Zip	45204-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	655 STEINER ST 30 X 100 PT LOTS 146-147 H F
Legal Subdivision	THE ADMINISTRATORS OF HENRY F SEDAM
Legal Lot Number	146-1
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1025
Census Tract	10300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Sedamsville Village Historic District listed 2012 · 155 contributing resources · NRIS 12000393

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	655 STEINER ST, CINCINNATI, OH 45204-1327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Nov 9, 2022	Warranty Deed, Transfer PARKWAY TITLE INC, PARKWAY TITLE LLC
Nov 8, 2021	Correction Deed
Feb 10, 2021	Quit Claim Deed, Transfer AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS
Dec 21, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2024 · Amount on Record
Deed Sale	Sep 23, 2024 · Amount on Record
Prior Sale	Nov 9, 2022 · Amount on Record
Deed Document Number	202466887
Deed Book / Page	15256 / 996
Prior Transfer Date	Jan 26, 2021
Prior Transfer Doc	0000017781
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Jun 26, 2026
Property Address	655 STEINER ST, CINCINNATI, OH 45204-1327
Document Number	0000051614
Book / Page	15695 / 316
Instrument Date	May 13, 2026
Instrument	202651614
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 STEINER ST, CINCINNATI, OH 45204-1327

Mortgage

Document Number	0000051614,
Date	Jun 26, 2026
Book Page	15695/316
Instrument	202651614

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 9, 2022
Property Address	655 STEINER ST, CINCINNATI, OH 45204-1327
Document Number	0000104693
Book / Page	14791 / 1262
Instrument Date	Oct 28, 2022
Instrument	2022-0104693
Transaction Type	Transfer
Record Updated	Dec 21, 2022
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 8, 2021
Property Address	655 STEINER ST, CINCINNATI, OH 45204-1327
Document Number	0000135118
Book / Page	14540 / 923
Map Reference	CASE 2957
Instrument Date	Oct 27, 2021
Instrument	2021-0135118
Record Updated	Dec 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4614 COURT YARD DR, 4614, MASON, OH 45040-2925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 53668, CINCINNATI, OH 45253-0668

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 10, 2021
Property Address	655 STEINER ST, CINCINNATI, OH 45204-1327
Document Number	0000017781
Book / Page	14352 / 2109
Instrument Date	Jan 26, 2021
Instrument	2021-0017781
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4614 COURT YARD DR, 4614, MASON, OH 45040-2925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 53668, CINCINNATI, OH 45253-0668

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 21, 2020
Property Address	655 STEINER ST, CINCINNATI, OH 45204-1327
Document Number	0000135054
Book / Page	014320 / 000042
Instrument Date	Dec 10, 2020
Instrument	135054
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4614 COURT YARD DR CINCINNATI OH 45204, CINCINNATI, OH 45204

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$224.00 (-2.61%)	$3,501 (+0.06%) Land $2,783 Building $718	$10,000 (-) Land $7,950 Building $2,050
2024	$230.00 (-0.43%)	$3,499 (-) Land $2,782 Building $717
2023	$231.00 (-70.94%)	$3,499 (-67.08%) Land $2,782 Building $717	$10,000 (-67.07%) Land $7,950 Building $2,050
2022	$795.00	$10,630 Land $2,783 Building $7,847
2020			$30,370 Land $7,950 Building $22,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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