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655 State St, Saint Paul, MN 55107 Property Records

Ramsey County property record for 655 State St, Saint Paul, MN 55107

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,270 sqft · built 1960
Lot Size0.172 acres (7,500 sqft)
OwnerCompany Name on Record
Last Sale$116,424 (Jul 2017)
Tax Bill$4,512 (2025)
Deeds & MortgagesOct 2017 Mortgage
Jul 2017 Sale
Flood ZoneZone X (minimal risk)
APN08-28-22-31-0104

Property Details

APN / Parcel Number

Primary APN08-28-22-31-0104
Alternative APNs
  • 8379263
  • 8391431

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,270 sqft Living Area
1st Floor Area1,270 sqft
Basement Area1,100 sqft
Finished Basement1,100 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1969
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeWood
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions75 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8391431
Street Address655 STATE ST
CitySAINT PAUL
StateMN
Zip55107-3059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODBURY AND CASES,ADDITION T EX W 193 6/1O FT THE FOL N 47 1/3 FT ...AND S 57 2/3 FT OF LOT 1 BLK 11
Legal Range22
Legal Township28
Legal Section08
Legal SubdivisionWOODBURY AND CASES,ADDITION T
Legal Block11
Legal Lot Number1
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group4
Census Block4002
Census Tract37200

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address11670 FOUNTAINS DR N, 200, MAPLE GROVE, MN 55369-7235
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
BELL BK
Jul 18, 2017Warranty Deed, Transfer
TITLE SMART INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 2017 · Amount on Record
Deed SaleJul 18, 2017 · Amount on Record
Prior SaleJul 26, 2010 · Amount on Record
Deed Document Number20174667806
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address655 STATE ST, SAINT PAUL, MN 55107-3059
Document Number0004684467
Instrument DateOct 19, 2017
Transaction TypeMortgage
Record UpdatedNov 27, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6354 WILLOW LN BROOKLYN CENTER MN 554301905, BROOKLYN CENTER, MN 55430-1905

Mortgage

Document Number0004684467
DateNov 2, 2017
Instrument4684467
Lender
NameBELL BK
AddressWOODBURY, MN 55125
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueNov 1, 2024

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateJul 18, 2017
Property Address655 STATE ST, SAINT PAUL, MN 55107-3059
Document Number0004667806
Instrument DateMay 30, 2017
Instrument4667806
Transaction TypeTransfer
Record UpdatedJul 28, 2017
Title CompanyTITLE SMART INC

Transaction

AmountAmount Recorded
Tax$384.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11670 FOUNTAINS DR #200 MAPLE GROVE MN 553697195, 200, MAPLE GROVE, MN 55369-7195

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$241,300 (+0.67%) Land $38,600 Building $202,700$241,300 (+0.67%) Land $38,600 Building $202,700
2025$4,512.00 (+54.73%)$239,700 (+12.64%) Land $38,600 Building $201,100$239,700 (+12.64%) Land $38,600 Building $201,100
2023$2,916.00$212,800 Land $29,900 Building $182,900$212,800 Land $29,900 Building $182,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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