655 Spruce St, Potlatch, ID 83855 Property Records

Latah County property record for 655 Spruce St, Potlatch, ID 83855 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on File
Tax Bill$2,419 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jun 2018 Mortgage
+ 2 more
APNRPP15200250060

Property Details

APN / Parcel Number

Primary APNRPP15200250060

Location & Zoning

Street Address655 SPRUCE ST
CityPOTLATCH
StateID
Zip83855-0419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPOTLATCH BLK 25 LOT 6
Legal Block25
Legal Lot Number6
JurisdictionLATAH ID
Township / Civil DivisionPOTLATCH
Census Block Group3
Census Block3037
Census Tract5500

Owner

Source: Latah County records · APN RPP15200250060

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing AddressPO BOX 96, POTLATCH, ID 83855-0096
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jun 18, 2018Warranty Deed, Transfer · FHA Mortgage
HOMESTREET BANK
Jun 02, 2011Warranty Deed, Transfer · USDA Mortgage
USDA
Jan 31, 2007Warranty Deed, Transfer · ARM
AMERICAS WHOLESALE LENDER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 18, 2018
Deed SaleJun 18, 2018
Prior SaleJun 02, 2011
Deed Document Number592755
Record UpdatedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLATAH ID
Property Address655 SPRUCE ST, POTLATCH, ID 83855-0419
Transaction TypeMortgage
Record UpdatedJan 27, 2026
Title CompanyUNKNOWN, MOSCOW TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000611191
DateDec 22, 2020
Instrument611191
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLATAH ID
Recording DateJun 18, 2018
Property Address655 SPRUCE ST, POTLATCH, ID 83855-0419
Document Number0000592755
Instrument DateJun 07, 2018
Instrument592755
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyNOT AVAILABLE, LATAH COUTNY TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 SPRUCE ST, POTLATCH, ID 83855-0419

Mortgage

Document Number0000592756
DateJun 18, 2018
Instrument592756
Lender
NameHOMESTREET BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

June 2011: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLATAH ID
Recording DateJun 02, 2011
Property Address655 SPRUCE ST, POTLATCH, ID 83855-0419
Document Number0000544526
Instrument DateMay 24, 2011
Instrument544526
Transaction TypeTransfer
Record UpdatedJan 28, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 192, POTLATCH, ID 83855-0192

Mortgage

Document Number0000544527
DateJun 02, 2011
Instrument544527
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term396 Months
DueJun 02, 2044

January 2007: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLATAH ID
Recording DateJan 31, 2007
Property Address655 SPRUCE ST, POTLATCH, ID 83855-0419
Document Number0000511527
Instrument DateJan 30, 2007
Instrument511527
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1107 WALKER RD, VIOLA, ID 83872-9788

Mortgage

Document Number0000511528
DateJan 31, 2007
Instrument511528
Lender
NameAMERICAS WHOLESALE LENDER
TypeLending Institution
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueFeb 01, 2037
Interest
Rate TypeAdjustable Rate
Rate7.25%
Type Change DateFeb 01, 2009
Change Frequency6 Months
Min Rate At Change7.25%
Max Rate At Change8.75%
Index6-Month LIBOR
Max Rate14.2%

Mortgage

Document Number0000511529
DateJan 31, 2007
Instrument511529
Lender
NameAMERICAS WHOLESALE LENDER
TypeLending Institution
AddressCALABASAS, CA 91302
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2022

Tax Assessment & Valuation

Source: Latah County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateIdaho
CountyLatah County
MunicipalityPotlatch City
Unified School DistrictPotlatch School District 285 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,419.00 (+9.61%) Homeowner's exemption$377,823 (+%) Land $33,600 Building $344,223$377,823 (+%) Land $33,600 Building $344,223
2023$2,207.00 Homeowner's exemption$377,822 Land $33,600 Building $344,222$377,822 Land $33,600 Building $344,222

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
above 20% of the US · above 5% of Idaho
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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