Delaware County property record for 655 Sproul Rd, Villanova, PA 19085
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,771 sqft · built 1963 |
| Lot Size | 0.971 acres (42,297 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $631,000 (Jul 2018) |
| Tax Bill | $14,605 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-04-02647-08 |
| Primary APN | 36-04-02647-08 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,771 sqft Living Area |
| 1st Floor Area | 3,243 sqft |
| Basement Area | 528 sqft |
| Finished Basement | 528 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 42,297 sqft (0.971 acres) |
| Lot Dimensions | 234 ft deep x 190 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3637074000 |
|---|---|
| Street Address | 655 SPROUL RD |
| City | VILLANOVA |
| State | PA |
| Zip | 19085-1216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S/L HSE 190 X 234 |
| Legal Block | 63 |
| Jurisdiction | DELAWARE PA |
| Township / Civil Division | RADNOR |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 409701 |
655 Sproul Rd is owned and occupied by two individuals who bought it in July 2018.
Source: Delaware County records, as of May 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 SPROUL RD, VILLANOVA, PA 19085-1216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA |
| Jul 24, 2018 | Deed, Transfer · ARM LAFAYETTE AMBASSADOR BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2018 · Amount on File |
| Deed Sale | Jul 24, 2018 · Amount on File |
| Prior Sale | Apr 20, 2006 · Amount on File |
| Deed Document Number | 201836247 |
| Deed Book / Page | 6200 / 1313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 655 SPROUL RD, VILLANOVA, PA 19085-1216 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RES TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0064841006 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 6484/1006 |
| Instrument | 2020015205 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 5, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | Jul 24, 2018 |
| Property Address | 655 SPROUL RD, VILLANOVA, PA 19085-1216 |
| Document Number | 0062001313 |
| Book / Page | 06200 / 1313 |
| Instrument Date | Jun 9, 2018 |
| Instrument | 2018036247 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2021 |
| Title Company | TRIDENT LAND TRANSFER COMPAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 655 SPROUL RD, VILLANOVA, PA 19085-1216 |
| Document Number | 2018036248 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 2018036248 |
| Name | LAFAYETTE AMBASSADOR BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Aug 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 10.1% |
| Index | 1-Year LIBOR |
| Max Rate | 10.1% |
The 2026 property tax bill for 655 Sproul Rd was $14,605 with a homeowner's exemption.
Source: Delaware County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Delaware County |
| County Subdivision | Radnor Township |
| Unified School District | Radnor Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,605.00 Homeowner's exemption | $659,240 Land $229,400 Building $429,840 | $659,240 Land $229,400 Building $429,840 |
| 2024 | $659,240 Land $229,400 Building $429,840 | ||
| 2023 | $12,936.00 Homeowner's exemption | ||
| 2021 | $659,240 (-) | ||
| 2020 | $659,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 655 Sproul Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2018–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 655 Sproul Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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