655 Spring Rd, Mineral, VA 23117 Property Records

Louisa County property record for 655 Spring Rd, Mineral, VA 23117

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 2022
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$279,950 (Feb 2022)
Tax Bill	$2,661 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`43 124`

Property Details

APN / Parcel Number

Primary APN	`43 124`
Alternative APNs	`752` `728`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Porch	Slab
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	728
Street Address	655 SPRING RD
City	MINERAL
State	VA
Zip	23117-4237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	CON CREEK & KENNEDY DB 1825/40 3.0
Legal Subdivision	CON CREEK
Jurisdiction	LOUISA VA
Township / Civil Division	MINERAL
Census Block Group	3
Census Block	3021
Census Tract	950202

Owner

Source: Louisa County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	655 SPRING RD, MINERAL, VA 23117-4237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed, Subdivision Related Transfer · FHA Mortgage MOVEMENT MORTGAGE
Mar 9, 2021	Deed, Transfer NOT AVAILABLE, LILLY TITLE & SETTLEMENT LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 9, 2022 · Amount on Record
Deed Sale	Feb 9, 2022 · Amount on Record
Prior Sale	Mar 9, 2021 · Amount on Record
Deed Document Number	20221498
Deed Book / Page	1825 / 40
Record Updated	Sep 20, 2026

February 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Feb 9, 2022
Property Address	655 SPRING RD, MINERAL, VA 23117-4237
Document Number	0001825/40
Book / Page	1825 / 40
Instrument Date	Jan 19, 2022
Instrument	202200001498
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022
Title Company	EKKO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	655 SPRING RD, MINERAL, VA 23117-4237

Mortgage

Document Number	0000182544
Date	Feb 9, 2022
Instrument	1825/44

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Mar 9, 2021
Property Address	655 SPRING RD, MINERAL, VA 23117-4237
Document Number	001743/228
Book / Page	1743 / 228
Map Reference	MB 171 PG 22
Instrument Date	Mar 5, 2021
Instrument	202100002669
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	NOT AVAILABLE, LILLY TITLE & SETTLEMENT LLC

Transaction

Amount	Amount Recorded
Tax	$106.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24917 SUSSEX HWY, SEAFORD, DE 19973-8465

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,000 (+4.95%) Land $58,800 Building $329,200	$388,000 (+4.95%) Land $58,800 Building $329,200
2025	$2,661.00 (+6.82%)	$369,700 (+17.25%) Land $48,800 Building $320,900	$369,700 (+17.25%) Land $48,800 Building $320,900
2024	$2,491.00 (+946.64%)
2023		$315,300 Land $40,000 Building $275,300
2022	$238.00		$315,300 Land $40,000 Building $275,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Spring Rd

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