655 Spring Lake Ct, Mobile, AL 36695 Property Records

Mobile County property record for 655 Spring Lake Ct, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,365 sqft · built 1998
Lot Size	0.151 acres (6,589 sqft)
Owner	2 Company Names on Record
Last Sale	$143,000 (Jul 2026)
Tax Bill	$567 (2025)
Deeds & Mortgages	Jul 2026 Sale Nov 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022804194002008080`

Property Details

APN / Parcel Number

Primary APN	`R022804194002008080`
Alternative APNs	`28 04 19 4 002 008.080` `02632280` `2632280`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,365 sqft Living Area
1st Floor Area	1,365 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,589 sqft (0.151 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2632280
Street Address	655 SPRING LAKE CT
City	MOBILE
State	AL
Zip	36695-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT K-1 SPRING LAKE SUBDIV UNIT TWO MBK 67 PG 53 #SEC 19 T4S R2W #MP28 04 19 4 002
Legal Range	04S
Legal Township	04S
Legal Section	19
Legal Subdivision	SPRING LAKE SUBDIV
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	1
Census Block	1001
Census Tract	6411

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	655 SPRING LAKE CT, MOBILE, AL 36695-3428
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 26, 2025	Warranty Deed, Transfer DELTA S TITLE INC, DELTA SOUTH TITLE INC JG
May 12, 2022	Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Prior Sale	Nov 26, 2025 · Amount on Record
Deed Document Number	202641999
Prior Transfer Date	Jun 23, 2026
Prior Transfer Doc	0000041999
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 14, 2026
Property Address	655 SPRING LAKE CT, MOBILE, AL 36695-3428
Document Number	0000041999
Instrument Date	Jun 23, 2026
Instrument	202641999
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$14,443.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	655 SPRING LAKE CT, MOBILE, AL 36695-3428

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Nov 26, 2025
Property Address	655 SPRING LAKE CT, MOBILE, AL 36695-3428
Document Number	0000070151
Map Reference	MB 67 PG 53
Instrument Date	Nov 21, 2025
Instrument	2025070151
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	DELTA S TITLE INC, DELTA SOUTH TITLE INC JG

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	506 BRISTLECONE DR, MOBILE, AL 36693

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 SPRING LAKE CT, MOBILE, AL 36695-3428

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	May 12, 2022
Property Address	655 SPRING LAKE CT, MOBILE, AL 36695-3428
Document Number	0000034027
Map Reference	MB 67 PG 53
Instrument Date	May 11, 2022
Instrument	2022034027
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1290 SKYWOOD DR, 1290, MOBILE, AL 36693-4345

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	655 SPRING LAKE CT, MOBILE, AL 36695-3428

Mortgage

Document Number	0000034028
Date	May 12, 2022
Instrument	2022034028

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$567.00 (-12.77%) Homeowner's exemption Senior Citizen's exemption	$14,260 (-2.13%) Land $3,500 Building $10,760	$142,600 (-2.13%) Land $35,000 Building $107,600
2024	$650.00 (+25.73%) Homeowner's exemption	$14,570 (+20.81%) Land $3,500 Building $11,070	$145,700 (+20.81%) Land $35,000 Building $110,700
2023	$517.00 Homeowner's exemption	$12,060 Land $3,500 Building $8,560	$120,600 Land $35,000 Building $85,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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