655 Spring Garden Rd, New Bern, NC 28562 Property Records

Craven County property record for 655 Spring Garden Rd, New Bern, NC 28562

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,794 sqft · built 1985
Lot Size1.7 acres (74,357 sqft)
Owner2 Individual Names on File
Tax Bill$1,263 (2025)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN9-048-081

Property Details

APN / Parcel Number

Primary APN9-048-081
Alternative APN
  • 1899145

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,794 sqft Living Area
1st Floor Area3,322 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1985
Exterior MaterialAluminum/Vinyl
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area74,357 sqft (1.7 acres)
Garage TypeAttached
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number1899145
Old Parcel Number9-048-081
Street Address655 SPRING GARDEN RD
CityNEW BERN
StateNC
Zip28562-9350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWASHINGTON
JurisdictionCRAVEN NC
Township / Civil Division9
Census Block Group1
Census Block1030
Census Tract960301

Owner

Source: Craven County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address655 SPRING GARDEN RD, NEW BERN, NC 28562-9350
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Deed Document Number0001052761
Record UpdatedJun 8, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Property Address655 SPRING GARDEN RD, NEW BERN, NC 28562-9350
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3514/1379
DateSep 25, 2017
Book Page3514/1379
Lender
NameUNION BANK
TypeBank
AddressNEW BERN, NC 28562
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Craven County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,263.00 (+0.08%)$227,100 (-) Land $25,740 Building $201,360$227,100 (-) Land $25,740 Building $201,360
2023$1,262.00$227,100 Land $25,740 Building $201,360$227,100 Land $25,740 Building $201,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims6 (2016–2018)
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 3 claims
  • Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRAVEN COUNTY WATER SYSTEM
serves 37,848 people · EPA ID NC0425055
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Cable
940 / 35
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring Garden Rd

Nearby Streets

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