Okaloosa County property record for 655 Southside Dr, Holt, FL 32564
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,056 sqft · built 1990 |
| Lot Size | 10 acres (437,778 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $83,500 (Apr 2001) |
| Tax Bill | $568 (2025) |
| Deeds & Mortgages | Nov 2023 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-597-9727-4 |
| Primary APN | C56-000-597-9727-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,056 sqft Heated Area |
| Gross Area | 2,100 sqft |
| 1st Floor Area | 1,056 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 437,778 sqft (10 acres) |
| Garage Type | Unfinished |
| Garage Area | 864 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Patio Area | 100 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 655 SOUTHSIDE DR |
|---|---|
| City | HOLT |
| State | FL |
| Zip | 32564-9600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SW1/4 OF SE1/4 OF SW1/4 |
| Legal Range | 25 |
| Legal Township | 03N |
| Legal Section | 34 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 20101 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 655 SOUTHSIDE DR, HOLT, FL 32564-9600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2001 · Amount on Record |
| Deed Sale | Apr 25, 2001 · Amount on Record |
| Deed Document Number | 1835157 |
| Deed Book / Page | 2291 / 4364 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 655 SOUTHSIDE DR, HOLT, FL 32564-9600 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 655 SOUTHSIDE DR, HOLT, FL 32564-9600 |
| Document Number | 0003659622 |
|---|---|
| Date | Nov 29, 2023 |
| Instrument | 3659622 |
| Name | OKALOOSA COUNTY |
|---|---|
| Type | Government Agency |
| Address | SHALIMAR, FL 32579 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $568.00 (+10.94%) Homeowner's exemption Additional exemption filed | $108,170 (+5.99%) | $164,428 (+6.24%) Land $43,227 Building $121,201 |
| 2023 | $512.00 (+4.49%) Homeowner's exemption Additional exemption filed | $102,059 (+3%) | $154,771 (+7.63%) Land $38,595 Building $116,176 |
| 2022 | $490.00 Homeowner's exemption Additional exemption filed | $99,086 | $143,800 Land $36,757 Building $107,043 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Sep 1998 · Hurricane Georges |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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