Fairfield County property record for 655 Smithfield Ave, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,032 sqft · built 1968 |
| Lot Size | 0.109 acres (4,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $196,000 (Mar 2023) |
| Tax Bill | $1,864 (2023) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-31485.00 |
| Primary APN | 053-31485.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Basement Area | 774 sqft |
| Finished Basement | 774 sqft |
| Year Built | Built 1968 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 4,761 sqft (0.109 acres) |
| Lot Dimensions | 119 ft deep x 40 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | 151 sqft |
| Patio Area | 179 sqft |
| Poultry House | 28 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Oil |
| Heating Fuel | Gas |
| Account Number | 0305 00046 |
|---|---|
| Street Address | 655 SMITHFIELD AVE |
| City | LANCASTER |
| State | OH |
| Zip | 43130-1012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RISING PARK ADD LOT 35 |
| Legal Subdivision | RISING PARK ADD |
| Legal Lot Number | 35 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 31401 |
Source: Fairfield County records · APN 053-31485.00
Assessment roll updated March 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 655 SMITHFIELD AVE, LANCASTER, OH 43130-1012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 07, 2023 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| May 09, 2019 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 07, 2023 · Amount on Record |
| Deed Sale | Mar 07, 2023 · Amount on Record |
| Prior Sale | May 09, 2019 · Amount on Record |
| Deed Document Number | 202300003308 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Mar 07, 2023 |
| Property Address | 655 SMITHFIELD AVE, LANCASTER, OH 43130-1012 |
| Document Number | 0000003308 |
| Map Reference | MB 5 PG 11 |
| Instrument Date | Mar 02, 2023 |
| Instrument | 202300003308 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2023 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 655 SMITHFIELD AVE, LANCASTER, OH 43130-1012 |
| Document Number | 0000003309 |
|---|---|
| Date | Mar 07, 2023 |
| Instrument | 202300003309 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | May 09, 2019 |
| Property Address | 655 SMITHFIELD AVE, LANCASTER, OH 43130-1012 |
| Document Number | 0000007326 |
| Book / Page | 1790 / 2752 |
| Map Reference | MB 5 PG 11 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 201900007326 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Title Company | FIRST OHIO TITLE INS BOX |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 8800, DAYTON, OH 45401-8800 |
| Document Number | 0000007327 |
|---|---|
| Date | May 09, 2019 |
| Instrument | 201900007327 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2049 |
Source: Fairfield County records · Assessment roll updated March 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $68,600 (+33.78%) Land $15,400 Building $53,200 | $196,000 (+33.77%) Land $44,000 Building $152,000 | |
| 2023 | $1,864.00 | $51,280 (+19.12%) Land $9,520 Building $41,760 | |
| 2022 | Homeowner's exemption | $43,050 Land $9,520 Building $33,530 | $146,520 Land $27,200 Building $119,320 |
Source: FEMA National Flood Hazard Layer as of December 11, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| The Chillicothe Telephone Co Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 407 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LANCASTER CITY PWS serves 40,400 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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