655 Smith Ln, Bruceville, TX 76630 Property Records

McLennan County property record for 655 Smith Ln, Bruceville, TX 76630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,197 sqft · built 1988
Lot Size	1.53 acres (67,082 sqft)
Owner	Individual Name on Record
Tax Bill	$1,199 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-022500-000937-4`

Property Details

APN / Parcel Number

Primary APN	`16-022500-000937-4`
Alternative APNs	`1602250000093740111` `104452`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,197 sqft Living Area
Gross Area	2,703 sqft
1st Floor Area	2,197 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1993
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	67,082 sqft
Garage Type	Attached
Garage Area	506 sqft
Driveway	Concrete Driveway
Driveway Area	450 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	70 sqft
Patio Area	500 sqft
Storage Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	655 SMITH LN
City	BRUCEVILLE
State	TX
Zip	76630-3409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	GREEN J O ACRES 1.54
Legal Subdivision	GREEN J O
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	2
Census Block	2036
Census Tract	3802

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	655 SMITH LN, BRUCEVILLE, TX 76630-3409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 16, 2019	Trustee's Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK/MCGREGOR
Apr 18, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	655 SMITH LN, BRUCEVILLE, TX 76630-3409
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018311
Date	May 12, 2021
Instrument	2021018311

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2031

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	655 SMITH LN, BRUCEVILLE, TX 76630-3409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036309
Date	Oct 15, 2018
Instrument	2018036309

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2033

July 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 16, 2019
Property Address	655 SMITH LN, BRUCEVILLE, TX 76630-3409
Instrument Date	Jul 3, 2019
Instrument	23290
Transaction Type	Construction Loan
Record Updated	Aug 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 SMITH LN BRUCEVILLE TX 766303409, BRUCEVILLE, TX 76630-3409

Mortgage

Document Number	0000023290
Date	Jul 16, 2019
Instrument	23290

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 15, 2020

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 18, 2019
Property Address	655 SMITH LN, BRUCEVILLE, TX 76630-3409
Document Number	0000012875
Instrument Date	Apr 12, 2019
Instrument	12875
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 SMITH LN BRUCEVILLE TX 766303409, BRUCEVILLE, TX 76630-3409

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Bruceville-Eddy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,890 (-5.5%) Land $46,416 Building $221,474	$267,890 (-5.5%) Land $46,416 Building $221,474
2025	$1,199.00 (-37.49%) Homeowner's exemption Senior Citizen's exemption	$283,470 (-12.09%) Land $36,780 Building $246,690	$283,470 (-12.09%) Land $36,780 Building $246,690
2024	$1,918.00 (+6.03%)
2023		$322,440 Land $36,780 Building $285,660	$322,440 Land $36,780 Building $285,660
2022	$1,809.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRUCEVILLE EDDY serves 10,570 people · EPA ID TX1550024
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	50 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Verizon.

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