655 Silver St, Sheffield, MA 01257 Property Records

Berkshire County and Sheffield Town property record for 655 Silver St, Sheffield, MA 01257

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,768 sqft · built 2021
Lot Size	3.55 acres (154,943 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Jan 2023)
Tax Bill	$4,785 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2023 Sale
APN	`SHEF M:011.0 B:0003 L:0021.0`

Property Details

APN / Parcel Number

Primary APN	`SHEF M:011.0 B:0003 L:0021.0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,768 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	154,943 sqft (3.55 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	655 SILVER ST
City	SHEFFIELD
State	MA
Zip	01257-9629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	3
Legal Lot Number	21.0
Jurisdiction	SHEFFIELD MA
Township / Civil Division	SHEFFIELD
Census Block Group	3
Census Block	3019
Census Tract	926100

Owner

Source: Berkshire County and Sheffield Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	655 SILVER ST, SHEFFIELD, MA 01257-9629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · ARM LEE BANK
Jan 9, 2023	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2023 · Amount on File
Deed Sale	Jan 9, 2023 · Amount on File
Deed Document Number	2023273871
Deed Book / Page	2821 / 343
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHEFFIELD MA
Property Address	655 SILVER ST, SHEFFIELD, MA 01257-9629
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002655-277
Date	Jan 11, 2021
Book Page	2655/277
Instrument	262278

Lender

Name	LEE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	373 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jan 1, 2026
Index	1-Year CMT
Margin	3

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHEFFIELD MA
Recording Date	Jan 9, 2023
Property Address	655 SILVER ST, SHEFFIELD, MA 01257-9629
Document Number	002821-343
Book / Page	2821 / 343
Instrument Date	Jan 9, 2023
Instrument	273871
Transaction Type	Transfer
Record Updated	Jan 27, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 SILVER ST, SHEFFIELD, MA 01257-9629

Tax Assessment & Valuation

Source: Berkshire County and Sheffield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Sheffield Town
Unified School District	Southern Berkshire School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,785.00 (+4.41%)	$395,100 (+1.31%) Land $74,700 Building $320,400	$679,771
2024	$4,583.00 (+2%)	$390,000 (-) Land $74,700 Building $315,300
2023	$4,493.00	$390,000 Land $74,700 Building $315,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1984–2011)
Most Recent Claim	Sep 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Silver St

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