655 Seneca St, Volo (Round Lake), IL 60073 Property Records

Lake County property record for 655 Seneca St, Volo, IL 60073

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,696 sqft · built 2010
Lot Size	0.405 acres (17,629 sqft)
Owner	2 Company Names on Record
Last Sale	$340,000 (Dec 2012)
Tax Bill	$13,311 (2024)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-02-401-014`

Property Details

APN / Parcel Number

Primary APN	`09-02-401-014`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,696 sqft Living Area
Gross Area	5,963 sqft
1st Floor Area	1,658 sqft
2nd Floor Area	2,038 sqft
Upper Floors Area	2,038 sqft
Basement Area	1,658 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	17,629 sqft (0.405 acres)
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	100 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	655 SENECA ST
City	VOLO
State	IL
Zip	60073-8194
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANCASTER FALLS SOUTH PARCEL SUB;LOT 19
Legal Subdivision	LANCASTER FALLS SOUTH PARCEL SUB
Legal Lot Number	19
Jurisdiction	LAKE IL
Township / Civil Division	WAUCONDA
Census Block Group	2
Census Block	2020
Census Tract	864207

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	655 SENECA ST, VOLO, IL 60073-8194
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Aug 26, 2025	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2012 · Amount on Record
Deed Sale	Dec 3, 2012 · Amount on Record
Prior Sale	Jul 20, 2010 · Amount on Record
Deed Document Number	20126928641
Last Transfer Date	Jul 23, 2025
Transfer Doc	0008117315
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	655 SENECA ST, VOLO, IL 60073-8194
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007935486
Date	Sep 28, 2022
Instrument	7935486

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	GURNEE, IL 60031

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IL
Recording Date	Aug 26, 2025
Property Address	655 SENECA ST, VOLO, IL 60073-8194
Document Number	0008117315
Map Reference	DOC 6156351
Instrument Date	Jul 23, 2025
Instrument	8117315
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	655 SENECA ST, VOLO, IL 60073-8194

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Wauconda Township
Municipality	Volo Village
Unified School District	Wauconda Community Unit School District 118 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$167,441 (+6.75%) Land $29,080 Building $138,361	$502,374 (+6.75%) Land $87,249 Building $415,125
2024	$13,311.00 (+4.9%)	$156,853 (+6.63%) Land $27,241 Building $129,612	$470,606 (+6.63%) Land $81,731 Building $388,875
2023	$12,689.00 (+2.6%)	$147,106 (+5.74%) Land $24,900 Building $122,206	$441,362 (+5.73%) Land $74,707 Building $366,655
2022	$12,367.00	$139,127 Land $25,803 Building $113,324	$417,423 Land $77,417 Building $340,006

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VOLO serves 6,629 people · EPA ID IL0971770
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Barium resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Seneca St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures