Monroe County and Irondequoit Town property record for 655 Seneca Rd, Rochester, NY 14622
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,229 sqft · built 1905 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Feb 2012) |
| Tax Bill | $11,967 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 263400 077.12-1-18./A |
| Primary APN | 263400 077.12-1-18./A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,229 sqft Living Area |
| 1st Floor Area | 830 sqft |
| Upper Floors Area | 399 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 25,265 sqft (0.58 acres) |
| Lot Dimensions | 214 ft deep x 148 ft wide |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 170 sqft |
| Boat Access | Boat Access |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 14578503100 |
|---|---|
| Street Address | 655 SENECA RD |
| City | ROCHESTER |
| State | NY |
| Zip | 14622-2024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 14- 7-T 24 ERROR ON TAX MAP |
| Legal Block | 1 |
| Legal Lot Number | 18.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | IRONDEQUOIT |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 10800 |
655 Seneca Rd is owned and occupied by two individuals who bought it in February 2012.
Source: Monroe County and Irondequoit Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 SENECA RD, ROCHESTER, NY 14622-2024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2012 · Amount on File |
| Deed Sale | Feb 24, 2012 · Amount on File |
| Deed Document Number | 2012437 |
| Deed Book / Page | 11094 / 39 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Jun 22, 2026 |
| Property Address | 655 SENECA RD, ROCHESTER, NY 14622-2024 |
| Document Number | 0003434536 |
| Book / Page | 31353 / 102 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 20263434536 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 655 SENECA RD, ROCHESTER, NY 14622-2024 |
| Document Number | 0003434536, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 31353/102 |
| Instrument | 20263434536 |
| Name | GENESEE REGIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2051 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 655 Seneca Rd was $11,967 with a homeowner's exemption, up 3.3% from the year before.
Source: Monroe County and Irondequoit Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Irondequoit Town |
| Unified School District | East Irondequoit Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,967.00 (+3.25%) Homeowner's exemption | ||
| 2025 | $11,590.00 | $342,000 Land $160,000 Building $182,000 | $407,100 Land $190,456 Building $216,644 |
| 2023 | $399,000 (+9%) Land $160,000 Building $239,000 | $399,000 (+48.22%) Land $160,000 Building $239,000 | |
| 2022 | $210,000 Land $151,900 Building $58,100 | $269,200 Land $194,721 Building $74,479 | |
| 2021 | $9,325.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 655 Seneca Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 655 Seneca Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEA BREEZE WD serves 7,800 people · EPA ID NY2701118 |
|---|---|
| Water Source | Purchased surface water from MCWA |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Empire Long Distance, Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures