655 Scott Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 655 Scott Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,889 sqft · built 1906
Lot Size	0.427 acres (18,600 sqft)
Owner	Individual Name on File
Last Sale	$419,000 (Feb 1998)
Tax Bill	$10,483 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24M-63-0265`

Property Details

APN / Parcel Number

Primary APN	`24M-63-0265`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,889 sqft Living Area
1st Floor Area	1,452 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	18,600 sqft (0.427 acres)
Lot Dimensions	150 ft deep x 124 ft wide
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	454 sqft
Patio Area	90 sqft
Balcony Area	41 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	655 SCOTT AVE
City	SAINT LOUIS
State	MO
Zip	63122-6323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	OAKVIEW PARK LOT 2
Legal Subdivision	OAKVIEW PARK
Legal Lot Number	2
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1024
Census Tract	218600

Owner

655 Scott Ave is owned and occupied by an individual who bought it in February 1998.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	655 SCOTT AVE, SAINT LOUIS, MO 63122-6323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jan 24, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 1998 · Amount on File
Deed Sale	Feb 4, 1998 · Amount on File
Deed Document Number	19981126
Deed Book / Page	1445 / 2130
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	655 SCOTT AVE, SAINT LOUIS, MO 63122-6323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 SCOTT AVE, SAINT LOUIS, MO 63122-6323

Mortgage

Document Number	0241560821
Date	Jul 31, 2020
Book Page	24156/821
Instrument	2020073100171

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2030

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	655 SCOTT AVE, SAINT LOUIS, MO 63122-6323
Document Number	0223970707
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 SCOTT AVE KIRKWOOD MO 631226323, KIRKWOOD, MO 63122-6323

Mortgage

Document Number	0223970707
Date	Feb 13, 2017
Book Page	022397/000707
Instrument	347

Lender

Name	PNC BK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	444 Months
Due	Feb 12, 2054

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 655 Scott Ave was $10,483, down 0.8% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,960 (-) Land $101,540 Building $92,420	$1,020,800 (-) Land $534,400 Building $486,400
2025	$10,483.00 (-0.82%)	$193,960 Land $101,540 Building $92,420	$1,020,800 Land $534,400 Building $486,400
2024	$10,570.00 (+1.61%)
2023	$10,403.00 (-10.23%)	$169,010 (+3.83%) Land $91,390 Building $77,620	$889,500 Land $481,000 Building $408,500
2022	$11,589.00	$162,770 Land $82,840 Building $79,930
2021			$856,700 Land $436,000 Building $420,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 655 Scott Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1987)
Most Recent Claim	Jun 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 655 Scott Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

Nearby Properties on Scott Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures