655 Sapphire Cir, Dubuque, IA 52001 Property Records

Dubuque County property record for 655 Sapphire Cir, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 1,604 sqft · built 2016
Lot Size	0.337 acres (14,700 sqft)
Owner	Trust Name on Record
Last Sale	$275,000 (Oct 2020)
Tax Bill	$4,442 (2024)
Deeds & Mortgages	Jun 2017 Mortgage Oct 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-01-354-009`

Property Details

APN / Parcel Number

Primary APN	`10-01-354-009`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,604 sqft Living Area
Basement Area	1,604 sqft
Finished Basement	1,256 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,700 sqft (0.337 acres)
Lot Dimensions	177 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	1,004 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	192 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	655 SAPPHIRE CIR
City	DUBUQUE
State	IA
Zip	52001-8442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 1 EMERALD ACRES #2
Legal Subdivision	MARSHALL
Legal Lot Number	1
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2002
Census Tract	10103

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	655 SAPPHIRE CIR, DUBUQUE, IA 52001-8442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK & TRUST
Oct 14, 2020	Warranty Deed, Transfer NOT AVAILABLE
Nov 7, 2019	Deed of Trust, Mortgage · Line of Credit DEERE EMPS CU
Sep 25, 2017	Warranty Deed, Transfer DEERE EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Deed Document Number	2020-00015797
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	655 SAPPHIRE CIR, DUBUQUE, IA 52001-8442
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007052
Date	Jun 14, 2017
Instrument	2017-00007052

Lender

Name	FIDELITY BANK & TRUST
Type	Bank
Address	PEOSTA, IA 52068

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Oct 14, 2020
Property Address	655 SAPPHIRE CIR, DUBUQUE, IA 52001-8442
Document Number	0000015797
Instrument Date	Oct 12, 2020
Instrument	15797
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$439.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	655 SAPPHIRE CIR DUBUQUE IA 520018442, DUBUQUE, IA 52001-8442

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	655 SAPPHIRE CIR, DUBUQUE, IA 52001-8442
Document Number	0000014124
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 SAPPHIRE CIR DUBUQUE IA 520018442, DUBUQUE, IA 52001-8442

Mortgage

Document Number	0000014124
Date	Nov 14, 2019
Instrument	14124

Lender

Name	DEERE EMPS CU
Type	Credit Union
Address	MOLINE, IL 61266

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Nov 13, 2026

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Sep 25, 2017
Property Address	655 SAPPHIRE CIR, DUBUQUE, IA 52001-8442
Document Number	0000011895
Instrument Date	Sep 22, 2017
Instrument	11895
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$413.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 SAPPHIRE CIR DUBUQUE IA 520018442, DUBUQUE, IA 52001-8442

Mortgage

Document Number	11896
Date	Sep 25, 2017
Instrument	11896

Lender

Name	DEERE EMPS CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$347,100 (+1.73%) Land $48,600 Building $298,500	$347,100 (+1.73%) Land $48,600 Building $298,500
2024	$4,442.00 (-12.59%)
2023		$341,200 (+15.75%) Land $43,700 Building $297,500	$341,200 (+15.75%) Land $43,700 Building $297,500
2022	$5,082.00	$294,770 Land $33,990 Building $260,780
2021			$294,770 Land $33,990 Building $260,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: Comelec Internet Services, Nextlink, Verizon.

Nearby Properties on Sapphire Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures