Santa Clara County property record for 655 Saint James Dr, Morgan Hill, CA 95037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,154 sqft · built 2014 |
| Lot Size | 0.099 acres (4,322 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $750,000 (Feb 2015) |
| Tax Bill | $10,268 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 817-33-111 |
| Primary APN | 817-33-111 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,154 sqft Living Area |
| 1st Floor Area | 960 sqft |
| 2nd Floor Area | 1,194 sqft |
| Utility Room | Utility Room |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 4,322 sqft (0.099 acres) |
| Garage Area | 466 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Heating System | HVAC |
|---|
| Street Address | 655 SAINT JAMES DR |
|---|---|
| City | MORGAN HILL |
| State | CA |
| Zip | 95037-7875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 39 |
| Legal Subdivision | VILLAS/SAN MARCOS PH 3 |
| Legal Lot Number | 39 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 512310 |
655 Saint James Dr is owned by a company that acquired it in April 2024.
Source: Santa Clara County records, as of July 13, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 655 SAINT JAMES DR, MORGAN HILL, CA 95037-7875 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2015 · Amount on File |
| Deed Sale | Feb 11, 2015 · Amount on File |
| Deed Document Number | 201522851029 |
| Last Transfer Date | Apr 23, 2024 |
| Transfer Doc | 0025633203 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 655 SAINT JAMES DR, MORGAN HILL, CA 95037-7875 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 655 SAINT JAMES DR, MORGAN HILL, CA 95037-7875 |
| Document Number | 0025128504 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 25128504 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 655 Saint James Dr was $10,268.
Source: Santa Clara County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Morgan Hill City |
| Unified School District | Morgan Hill Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,268.00 | $901,378 Land $360,551 Building $540,827 |
| 2023 | $9,945.00 (+1.72%) Homeowner's exemption | $866,378 Land $346,551 Building $519,827 |
| 2022 | $9,777.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 655 Saint James Dr in Zone X, an area of moderate flood risk, though there have been 5 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2009–2017) |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 655 Saint James Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, South Valley Internet.
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