Kane County property record for 655 Saint Charles St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,740 sqft · built 1900 |
| Lot Size | 0.179 acres (7,797 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $98,500 (Jun 1999) |
| Tax Bill | $6,206 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-257-012 |
| Primary APN | 06-24-257-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,740 sqft Living Area |
| Gross Area | 2,730 sqft |
| Basement Area | 990 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 7,797 sqft (0.179 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 655 SAINT CHARLES ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUNGES ADDN LOT 5 BLOCK 1 |
| Legal Subdivision | RUNGES ADDN |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5011 |
| Census Tract | 851400 |
655 Saint Charles St is owned and occupied by two individuals who bought it in June 1999.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 SAINT CHARLES ST, ELGIN, IL 60120-8305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 1999 · Amount on File |
| Deed Sale | Jun 23, 1999 · Amount on File |
| Deed Document Number | 199961608 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 655 Saint Charles St was $6,206 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,206.00 Homeowner's exemption | $89,350 (+8.57%) Land $15,877 Building $73,473 | $268,157 (+8.57%) Land $47,650 Building $220,507 |
| 2024 | $82,297 Land $14,624 Building $67,673 | $246,990 Land $43,890 Building $203,100 | |
| 2022 | $5,358.00 (+4.67%) Homeowner's exemption | $67,793 (+6.96%) Land $12,047 Building $55,746 | $203,379 (+6.96%) Land $36,141 Building $167,238 |
| 2021 | $5,119.00 Homeowner's exemption | $63,382 Land $11,263 Building $52,119 | $190,146 Land $33,789 Building $156,357 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 655 Saint Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 655 Saint Charles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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