655 S Wilson Ave, Bartow, FL 33830 Property Records

Polk County property record for 655 S Wilson Ave, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,891 sqft · built 1902
Lot Size	0.206 acres (8,952 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (May 2024)
Tax Bill	$1,054 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-30-08-411000-002021`

Property Details

APN / Parcel Number

Primary APN	`25-30-08-411000-002021`
Alternative APNs	`083025411000002021` `83025000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,891 sqft Living Area
1st Floor Area	977 sqft
Upper Floors Area	914 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Effective Year Built	Effective 2015
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	8,952 sqft (0.206 acres)
View / Lot	Commercial/Industrial
Porch	Unfinished Open Porch
Porch Area	298 sqft
Shed	1 Shed

Location & Zoning

Street Address	655 S WILSON AVE
City	BARTOW
State	FL
Zip	33830-4750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	JOHNSON & WRIGHTS 2ND ADD PB 1 PG 33A BLK B THAT PART OF LOTS 2 THRU 4 & UNNUMBERED LOT DESC AS BEG AT A PT ON W LINE OF WILSON AVE 150 FT N OF N LINE OF PEARL ST RUN W PARALLEL WITH PEARL ST 119 FT N PARALLEL WITH E LINE OF CENTRAL AVE 75.21 FT E PA
Legal Range	25E
Legal Township	30S
Legal Section	08
Legal Subdivision	JOHNSONS AND WRIGHTS 2ND ADDITION
Legal Tract	411000
Legal Block	B
Legal Lot Number	2-4
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2037
Census Tract	15102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Bartow Residential District listed 1993 · 204 contributing resources · NRIS 93000394

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	655 S WILSON AVE, BARTOW, FL 33830-4750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 2024 · Amount on Record
Deed Sale	May 22, 2024 · Amount on Record
Prior Sale	Feb 14, 2014 · Amount on Record
Deed Document Number	2024118513
Deed Book / Page	13124 / 1942
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	655 S WILSON AVE, BARTOW, FL 33830-4750
Document Number	0105800364
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	655 S WILSON AVE BARTOW FL 338304750, BARTOW, FL 33830-4750

Mortgage

Document Number	0105800364
Date	Aug 13, 2018
Book Page	010580/000364
Instrument	172387

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 12, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,054.00 (-56.39%) Homeowner's exemption	$101,128 (-35.15%)	$279,669 (+7.67%) Land $42,517 Building $237,152
2023	$2,417.00 (+15.59%) Homeowner's exemption	$155,936 (+3%)	$259,753 (+15.25%) Land $20,587 Building $239,166
2022	$2,091.00 Homeowner's exemption	$151,394	$225,386 Land $17,454 Building $207,932

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20