655 S Pond St, Toccoa, GA 30577 Property Records

Stephens County property record for 655 S Pond St, Toccoa, GA 30577 · Last verified May 2026

Property Summary

Property Type	Restaurant
Details	306 sqft · built 1997
Lot Size	0.48 acres (20,909 sqft)
Owner	Company Name on File
Last Sale	$55,000 (Feb 2020)
Tax Bill	$584 (2025)
Deeds & Mortgages	Feb 2020 Construction Loan Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T21 022`

Property Details

APN / Parcel Number

Primary APN	`T21 022`
Alternative APN	`662755`

Interior

Building Area	306 sqft Total Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Shingle
Lot Area	20,909 sqft (0.48 acres)
Terrain	Gentle Slope
Porch	Slab
Total Buildings	2 Buildings

Location & Zoning

Account Number	662755
Street Address	655 S POND ST
City	TOCCOA
State	GA
Zip	30577-2986
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	S POND ST
Legal Subdivision	8263 - RESIDUAL - SF
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2030
Census Tract	970302

Owner

Source: Stephens County records · APN T21 022

Assessment roll updated March 12, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1292 MONFORT RD, LAWRENCEVILLE, GA 30046-4344
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 07, 2020	Deed of Trust, Construction Loan · Construction Mortgage MACIA LLC
Feb 07, 2020	Grant Deed, Transfer ATTORNEY ONLY
Feb 07, 2020	Deed of Trust, Transfer · Construction Mortgage CREATIVE LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 06, 2020 · Amount on Record
Deed Sale	Feb 06, 2020 · Amount on Record
Prior Sale	Feb 06, 2020 · Amount on Record
Deed Document Number	2020136
Deed Book / Page	1201 / 305
Record Updated	Jun 08, 2026

February 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Recording Date	Feb 07, 2020
Property Address	655 S POND ST, TOCCOA, GA 30577-2986
Document Number	0012010306
Book / Page	001201 / 000306
Instrument Date	Feb 06, 2020
Transaction Type	Construction Loan
Record Updated	Mar 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	655 S POND ST TOCCOA GA 305772986, TOCCOA, GA 30577-2986

Mortgage

Document Number	12010306
Date	Feb 07, 2020
Book Page	001201/000306

Lender

Name	MACIA LLC
Address	752 FOX LANDING LN, KNOXVILLE, TN 37922-8306

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 06, 2021

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Feb 07, 2020
Property Address	655 S POND ST, TOCCOA, GA 30577-2986
Document Number	0012010304
Book / Page	001201 / 000304
Instrument Date	Feb 06, 2020
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$45.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	655 S POND ST TOCCOA GA 305772986, TOCCOA, GA 30577-2986

February 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Recording Date	Feb 07, 2020
Property Address	655 S POND ST, TOCCOA, GA 30577-2986
Document Number	0012010313
Book / Page	001201 / 000313
Instrument Date	Feb 06, 2020
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	655 S POND ST TOCCOA GA 305772986, TOCCOA, GA 30577-2986

Mortgage

Document Number	12010313
Date	Feb 07, 2020
Book Page	001201/000313

Lender

Name	CREATIVE LNDG
Address	BUFORD, GA 30519

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$584.00 (-1.35%)	$16,743 (-) Land $5,160 Building $11,583	$41,857 (-) Land $12,900 Building $28,957
2023	$592.00 (+1.37%)	$16,743 (+1.39%) Land $5,160 Building $11,583	$41,857 (+1.39%) Land $12,900 Building $28,957
2022	$584.00	$16,514 Land $5,160 Building $11,354	$41,284 Land $12,900 Building $28,384

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579703022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Oct 1999, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
TruVista Communications	Cable	500 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Uniti Group, TruVista Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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