655 S Narcoossee Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 655 S Narcoossee Rd, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,848 sqft · built 2002
Lot Size	4.61 acres (200,812 sqft)
Owner	Individual Name on File
Last Sale	$1,240,000 (Aug 2024)
Tax Bill	$7,644 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92792`

Property Details

APN / Parcel Number

Primary APN	`92792`
Alternative APN	`292531514300010050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Heated Area
Gross Area	2,400 sqft
1st Floor Area	1,848 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	200,812 sqft (4.61 acres)
Garage Type	Mixed
Garage Area	1,260 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	68 sqft
Patio Area	155 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	92792
Street Address	655 S NARCOOSSEE RD
City	SAINT CLOUD
State	FL
Zip	34771-7280
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STARLINE ESTATES UNIT 1 REPLAT PB 2 PG 221 LOT 5 LESS COM AT SE COR LOT 9, S 89 DEG W 715.05 FT TO POC, CONC NE, RAD 50 FT,
Legal Range	31E
Legal Township	25S
Legal Section	29
Legal Subdivision	STARLINE EST UN 1
Legal Tract	5143
Legal Block	1
Legal Lot Number	5,9
Legal Unit	1R
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3002
Census Tract	43700

Owner

Source: Osceola County records · APN 92792

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1662 HUNTING CREST WAY, VIENNA, VA 22182-1563
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 02, 2024 · Amount on Record
Deed Sale	Aug 02, 2024 · Amount on Record
Prior Sale	Sep 02, 2021 · Amount on Record
Deed Document Number	2024100279
Deed Book / Page	6643 / 2005
Record Updated	Jun 08, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 02, 2021
Property Address	655 S NARCOOSSEE RD, SAINT CLOUD, FL 34771-7280
Document Number	0060350881
Book / Page	6035 / 881
Map Reference	MB 2 PG 221
Instrument Date	Aug 27, 2021
Instrument	2021136509
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14766 FERN HAMMOCK DR, 14766, JACKSONVILLE, FL 32258-5127

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	42936 FLAUNDERS CT, STERLING HEIGHTS, MI 48314-3932

Mortgage

Document Number	6035883
Date	Sep 02, 2021
Instrument	6035/883

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,644.00 (+24.56%)	$500,300 (+25.55%) Land $248,900 Building $251,400	$500,300 (+25.55%) Land $248,900 Building $251,400
2023	$6,137.00 (+10.36%)	$398,500 (+11.72%) Land $186,700 Building $211,800	$398,500 (+11.72%) Land $186,700 Building $211,800
2022	$5,561.00	$356,700 Land $174,300 Building $182,400	$356,700 Land $174,300 Building $182,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 70% of the US · above 51% of Florida
Wildfire Likelihood	About 1 in 250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.